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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·77 days on market

225 Shortreed Street

Jacksonville, FL 32254

$149,900$100/sqftEst. $830/moMLS# 2157067
↓ $5,100 below original list
4
Beds
2
Baths
1,492
Sq Ft
1943
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Make an appointment to view this spacious 4-bedroom, 2-bath home on a quiet street with a large fenced backyard. A welcoming front deck provides the perfect place to relax or entertain. Inside, luxury vinyl plank flooring flows throughout the living areas, while the kitchen, dining room, and bathrooms feature durable ceramic tile. The kitchen offers ample wood cabinetry, generous counter space, and a double sink. Ceiling fans and window blinds add year-round comfort and privacy. A dedicated laundry room with washer and dryer hookups adds convenience. The expansive backyard offers plenty of space for pets, play, or gardening and includes a storage shed for extra storage. The roof was replaced in 2021. Previously rented for $1,395 per month, this property offers a proven rental history, making it an excellent investment opportunity or a great place to call home. NO SELLER FINANCE OR SUBTO!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$830
Property taxesest. at asking price, Duval County$245
Estimated total, before insurance$1,075/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,961/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$149,900
$29,980
Loan Term
Monthly Payment
$830
Principal & Interest: $830
Property taxes (est.): $245
Insurance (est.): $100
Estimated Total Monthly
$1,175
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,013 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,961/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Active Under Contract$149,900
  • Aug 8, 2026Price change$149,900−$5,100
  • Jul 25, 2026Listed$155,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $100/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAXSep 2026$112,500$853/1.51,31870.4
716 Locust Street, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$249,990$2083/2.51,201240.6
2142 Mc Quade Street, Jacksonville, FL 32209Listed by BENCHMARK BROKERS, INCSep 2026$180,000$1564/21,152220.6
1046 Line Street, Jacksonville, FL 32209Listed by INI REALTYSep 2026$224,900$1664/21,35290.8
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916261
3519 College Street, Jacksonville, FL 32205Listed by HOMEZU.COM OF FLORIDASep 2026$180,000$1093/1.51,656281.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$149,900
Price / Sq Ft$100
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,492
Acres0.11 acres
Year Built1943
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address225 Shortreed Street, Jacksonville, FL 32254
Area074-Paxon
SubdivisionFehrenbachs
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size4,791.6 sq ft
Parcel Number0566320000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, On Street

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 25, 2026
Days on Market38
Tax Amount$2,961.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THIRDSTONE PROPERTIES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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