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This home is in Reserve at James Island, Jacksonville.

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Active

Active·Listed today·Reserve at James Island

10961 Burnt Mill Road 614

Jacksonville, FL 32256

$209,900$179/sqftEst. $1,112/moMLS# 2165541
2
Beds
2
Baths
1,171
Sq Ft
2001
Built
1
Garage
No
Pool
HOA $474/mo871 sqft lotCondominium1 story

About this home

Reserve at James Island

RARE PRIVATE 1-CAR GARAGE! Experience low-maintenance living in the gated community of Reserve at James Island. This turnkey, ground-floor condo features serene lake views from every room, an open floor plan, and a modern kitchen with granite countertops, stainless steel appliances, and ample cabinetry. The spacious split-bedroom layout offers privacy, walk-in closets, and beautiful water views, while the covered patio provides the perfect place to relax. Enjoy resort-style amenities including a pool, indoor basketball court, 24-hour fitness center, clubhouse, business center, and car care station. Ideally located in Jacksonville's thriving Southside, just minutes from St. Johns Town Center, The Avenues, Durbin Park, dining, shopping, Mayo Clinic, UNF, I-95, I-295, JTB, and the beaches. Move-in ready and an exceptional value!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,112
Property taxesest. at asking price, Duval County$343
HOAbilled monthly$474
Estimated total, before insurance$1,929/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,436/yr · $286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$209,900
$41,980
Loan Term
Monthly Payment
$1,112
Principal & Interest: $1,112
Property taxes (est.): $343
Insurance (est.): $140
Estimated Total Monthly
$1,594
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,436/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$209,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$209,900
Price / Sq Ft$179
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,171
Acres0.02 acres
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address10961 Burnt Mill Road 614, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionReserve At James Island Lc
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size871.2 sq ft
Parcel Number1677412750

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAssigned, Attached Carport

Interior

AppliancesDryer
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesElectric
# of Stories1

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$474.4 / Monthly
HOA FrequencyMonthly
Tax Amount$3,435.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC · Bryne@EpiqueRealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reserve at James Island

Reserve at James Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Reserve at James Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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