This home is in Reserve At James Island Lc, Jacksonville.
Active·113 days on market·Reserve At James Island Lc
10961 Burnt Mill Road 734
Jacksonville, FL 32256
About this home
Reserve At James Island Lc
Tucked inside the gated community of Reserve at James Island, this move-in ready condo offers a comfortable, low-maintenance lifestyle in a beautifully landscaped setting. The open layout features vaulted ceilings with a seamless flow between the kitchen, dining, and living areas. The living room/hallway has been recently updated with LVP flooring. The kitchen includes stainless steel appliances, white cabinetry with updated hardware, and upgraded lighting throughout. Both bedrooms offer walk-in closets, along with additional storage including a linen closet and a private storage closet on the lanai. A spacious laundry room is conveniently located off the kitchen. Residents enjoy access to resort-style amenities including a pool and cabana, clubhouse, fitness center, indoor basketball court, outdoor grill, and scenic walking paths. Ideally located near St. Johns Town Center, UNF, downtown, and the beaches, with 24/7 gated access.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $285,000 in April 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $204,125 | $153,403 | ▼ $34,500 |
| 2024 | $238,625 | $188,625 | — |
| 2023 | $238,625 | $188,625 | — |
| 2022 | $166,500 | $116,500 | — |
| 2021 | $136,000 | $136,000 | — |
| 2020 | $126,500 | $125,396 | — |
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer in complex 2014 data
County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,737 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 26, 2026Listed$218,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Reserve At James Island Lc
Reserve At James Island Lc is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Reserve At James Island Lc homes for sale →Listing Courtesy of: FATHOM REALTY FL, LLC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Reserve At James Island Lc
Active$217,900MLS# 2123784Est. $1,160/mo10961 Burnt Mill Road 328, Jacksonville, FL 322562 Beds2 Baths1,192 sqftMOVE IN READY CONDO IN THE GATED RESERVE AT JAMES ISLAND. With abundant natural light, and an open floor plan, the end…
ResidentialSELECT REALTY LLC
Active$220,000MLS# 2144447Est. $1,171/mo10961 Burnt Mill Road 1328, Jacksonville, FL 322563 Beds2 Baths1,355 sqft3-bedroom, 2-bath condo in the gated community of Reserve at James Island. This second-floor corner unit offers a…
ResidentialGAILEY ENTERPRISES LLC
Active$210,000MLS# 2152965Est. $1,118/mo10961 Burnt Mill Road 426, Jacksonville, FL 322562 Beds2 Baths1,171 sqftWelcome to The Reserve at James Island, a gated condominium community where comfort, convenience, and resort-style…
ResidentialEXIT MAGNOLIA POINT REALTY
Active$239,900MLS# 2151945Est. $1,277/mo10961 Burnt Mill Road 711, Jacksonville, FL 322563 Beds2 Baths1,355 sqftWelcome to this beautifully maintained 3-bedroom, 2-bathroom condominium with modern upgrades throughout. This spacious…
ResidentialHOMECOIN.COM
Keep looking
Similar homes in Jacksonville
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines