118 Bobwhite Road

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 17, 2026Listed$465,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

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  3 bd · 2 ba · 1,334 sq ft

  $475,000Est. $2,528/mo

  Brand NEW Construction This beautifully designed 3-bedroom, 2-bath home offers 1,330 sq ft of bright, open living space…

  Listing Office: ponte vedra club realty, inc.

• 

  For Sale

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  Price improvement! NO HOA! This home features a spacious open living/dining room home, granite countertops & tiled…

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• 

  For Sale

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  4 bd · 2 ba · 1,757 sq ft

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  Perfectly positioned on a generous TRIPLE LOT along a quiet, sought-after street, this beautifully maintained…

  Listing Office: ini realty

• 

  For Sale

  426 Jasmine Road

  St. Augustine South, FL 32086

  3 bd · 2 ba · 1,468 sq ft

  $445,000Est. $2,368/mo

  A great location, a long list of updates, and a backyard made for enjoying Florida--this St. Augustine South home…

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• 

  For Sale

  826 A1A Beach Blvd Boulevard 37

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  $460,000Est. $2,448/mo

  Listing Office: florida homes realty & mtg llc

  in Ponce Landing
• 

  For Sale

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  St. Augustine, FL 32092

  4 bd · 3 ba · 2,472 sq ft

  $540,000Est. $2,874/mo

  Listing Office: nottingham realty and rentals

  in Johns Creek, Jacksonville