This home is in St Augustine South, St. Augustine.
Sold·Closed Sep 30, 2026·64 days on market·Recent sales in St Augustine South·St Augustine South
110 Osprey Road
St. Augustine, FL 32086
17 more homes for sale in St Augustine South →Search St Augustine South on the map
About this home
St Augustine South
Coastal living meets total peace of mind at 110 Osprey Rd -- a fully renovated 3-bedroom, 2-bath retreat in the heart of Saint Augustine South. With 1,385 sq. ft., a 2-car garage, and a screened porch, this one-story gem has been completely updated from top to bottom and is 100% move-in ready. **Showings will take place July 11th - 24th** Every major system has been replaced: 2022 roof, 2020 HVAC with new ductwork, 2022 full replumb, new septic system and drain field, hybrid water heater, and solar attic vents. The 2022 interior renovation includes a remodeled kitchen with quartz countertops, updated bathrooms, luxury vinyl plank flooring throughout, fresh paint, and modern lighting -- light, bright, and beautifully done. Saint Augustine South is one of St. Augustine's most beloved waterfront communities, featuring two boat ramps, a park, playground, tennis and basketball courts, a community center, and direct Intracoastal Waterway access. No mandatory HOA.
Next steps in St Augustine South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · St Johns County Utilities - water accounts
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,722 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $269,033 | $80,755 | — |
| 2024 | $263,983 | $77,772 | — |
| 2023 | $268,122 | $74,050 | — |
| 2022 | $248,137 | $70,437 | — |
| 2021 | $177,044 | $66,929 | — |
| 2020 | $172,576 | $65,315 | ▲ $4,912 |
2025 property taxes (current owner): $1,598/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Closed$419,000
- Sep 6, 2026Pending$419,000
- Aug 2, 2026Active Under Contract$419,000
- Jun 11, 2026Listed$419,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $303/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 108 Aspen Road, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $419,000 | $314 | 3/2 | 1,334 | 53 | 0.4 |
| 261 Cornell Road, St. Augustine, FL 32086Listed by REAL BROKER LLC | Jul 2026 | $265,000 | $174 | 3/2 | 1,520 | 8 | 0.4 |
| 102 Alicante Road, St. Augustine, FL 32086Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Jul 2026 | $335,000 | $195 | 3/2 | 1,722 | 101 | 0.5 |
| 320 Lobelia Road, St. Augustine, FL 32086Listed by OCEAN ELEVEN REALTY | Sep 2026 | $273,000 | $190 | 3/2 | 1,434 | 91 | 0.7 |
| 345 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $425,000 | $348 | 3/2 | 1,223 | 33 | 0.8 |
| 369 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $315,000 | $223 | 2/2 | 1,412 | 41 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About St Augustine South
St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines