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This home is in St Augustine South, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·Listed today·St Augustine South

155 Hawthorne Road

St. Augustine, FL 32086

$425,000$296/sqftEst. $2,167/moMLS# 2158436

Beds

Baths

1,436

Sq Ft

1978

Built

Garage

Pool

About this home

St Augustine South

Welcome to 155 Hawthorne Road, located in a beautiful waterside community, featuring 3 spacious bedrooms, 2 bathrooms and a two car garage. in a highly desirable open-concept layout designed for modern living. Home features a newly remodeled kitchen, updated bathrooms, and custom lighting. A wood burning fireplace creates a cozy ambience on cool days. Enjoy your spacious screened patio complete - perfect for entertaining guests or relaxing un the stars. Patio pavers and large wooden deck enhance your beautiful yard. The intracoastal is right around the corner with a public boat ramp.

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,167

Principal & Interest: $2,167

Property taxes (est.): $566

Insurance (est.): $283

Estimated Total Monthly

$3,016

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,167

Property taxesest. at asking price, St. Johns County$566

Estimated total, before insurance$2,732/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,536/yr · $128/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,536/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History