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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Solano Cay, Ponte Vedra Beach a home near Ponte Vedra High School.

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Active·Listed today·Solano Cay

153 Solano Cay Circle

Ponte Vedra Beach, FL 32082

$587,000$369/sqftEst. $3,109/moMLS# 2164939
3
Beds
2.5
Baths
1,592
Sq Ft
1989
Built
1
Garage
No
Pool

About this home

Solano Cay

Tucked within the sought-after Solano Cay neighborhood in the heart of Ponte Vedra Beach, this tastefully updated home offers the perfect blend of convenience and tranquility. Just one mile from the ocean -- truly Door to Shore -- you can walk or bike to local shops, restaurants, the bank, and the public library in minutes, and enjoy quick access to some of Northeast Florida's top-rated public schools. Fully refreshed from top to bottom, this move-in-ready home features a stylish kitchen, dining area, and breakfast nook; a spacious, sun-filled ensuite bedroom; and a warm, inviting living room with a wood-burning fireplace. Yet as beautiful as the interiors are, the back deck features a pond attracting local wildlife within the wooded nature preserve beyond. Enjoy morning coffee with a view, and afternoons napping beneath the pergola. Designed with low-maintenance landscaping, you'll have more time to enjoy the community pool, the sandy shores, or simply relax in your own private parad

Cost to own

Mortgage calculator

$587,000
$117,400
Loan Term
Monthly Payment
$3,109
Principal & Interest: $3,109
Property taxes (est.): $781
Insurance (est.): $391
Estimated Total Monthly
$4,281
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,109
Property taxesest. at asking price, St. Johns County$781
HOAbilled annually$71
Estimated total, before insurance$3,960/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 18, 2026Active$587,000
  • Sep 14, 2026Listed$587,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$587,000
Price / Sq Ft$369
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,592
Acres0.06 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address153 Solano Cay Circle, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionSolano Cay
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size2,613.6 sq ft
Parcel Number0525410270
ZoningResidential

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchDeck
FencingWrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$850 / Annually
HOA FrequencyAnnually
HOA NameSolano Cay Homeowners Assoc. /Banning Management
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Solano Cay

Solano Cay is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Solano Cay homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines