This home is in Solano Cay, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Active·46 days on market·Solano Cay
157 Cay West Way
Ponte Vedra Beach, FL 32082
4 more homes for sale in Solano Cay →Search Solano Cay on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Solano Cay
Lovely updated, 3-bedroom, 3-bath home offers coastal living in a prime location just minutes from the beach access. The open floor plan features new luxury vinyl flooring throughout, a refreshed and updated kitchen. The spacious family room offers a wood-burning fireplace and tranquil water views. The first-floor primary suite overlooks the waterway and opens to the private outdoor space. Upstairs are two bedrooms, a versatile loft perfect for a home office or study, and a remodeled full bath. Enjoy the new Trex deck overlooking the preserve and canal. Additional updates include a newer HVAC system, and water heater. The community pool is just around the corner, and with minimal lawn maintenance, this home offers an easy, low-maintenance beach lifestyle, Come by and check out this cutie--you're going to love it!
Next steps in Solano Cay
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,774 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,650/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 20, 2026Listed$587,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Solano Cay
Solano Cay is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Solano Cay homes for sale →Keep looking
More homes in Solano Cay
For Sale153 Solano Cay CirclePonte Vedra Beach, FL 32082
3 bd · 2.5 ba · 1,592 sq ft
$587,000Est. $3,124/moASSUMABLE MORTGAGE AT 5.99% FOR APPROX. $544, 000. Tucked within the sought-after Solano Cay neighborhood in the heart…
Listing Office: keller williams realty atlantic partners
For Sale167 Solano Cay CirclePonte Vedra Beach, FL 32082
4 bd · 2 ba · 1,400 sq ft
$549,900Est. $2,927/moWelcome to this beautiful updated 4-bedroom, 2-bath home in Solano Cay at Ponte Vedra Beach. This house features a new…
Listing Office: the real gator realty llc
For Sale126 Solano Cay CirclePonte Vedra Beach, FL 32082
3 bd · 2 ba · 1,101 sq ft
$465,000Est. $2,475/moWelcome home to this bright, beautiful bungalow in the heart of Ponte Vedra Beach. Totally redone with no expense…
Listing Office: re/max specialists pv
Pending203 Solano Cay CirclePonte Vedra Beach, FL 32082
2 bd · 2 ba · 1,076 sq ft
$415,000Est. $2,209/moLovely, updated 2-bedroom, 2-bath home in Solano Cay at Ponte Vedra Beach with fresh landscaping and great curb appeal.…
Listing Office: mark spain real estate
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Solano Cay
Solano Cay guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines