Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·Listed today·Sawgrass

6010 Bridgewater Circle

Ponte Vedra Beach, FL 32082

$879,000$513/sqftEst. $4,519/moMLS# 2162248

Beds

Baths

1,715

Sq Ft

1987

Built

Garage

Yes

Pool

About this home

Sawgrass

Located behind the gates of Sawgrass Players Club, this charming pool home offers a rare opportunity to live in Bridgewater Island-an intimate enclave of just 39 homes. Set on a private, naturally wooded preserve lot overlooking a peaceful lagoon, this property offers a sense of privacy and tranquility while remaining close to everything Ponte Vedra Beach has to offer. This bright and open single-story floor plan is designed for effortless living, with three split bedrooms, each featuring its own connecting bath. The fully renovated kitchen showcases quartz countertops, soft close cabinetry, stainless steel appliances, a center island with breakfast bar seating, a coffee bar, and an eat-in nook. The spacious family room features a wood-burning fireplace, while French doors open to the pool & patio for effortless indoor-outdoor living. The pool overlooks the lagoon, while mature trees, lush greenery, and the surrounding preserve provide exceptional privacy.

Cost to own

Mortgage calculator

Home Price

$879,000

Down Payment: 20%

$175,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,519

Principal & Interest: $4,519

Property taxes (est.): $1,170

Insurance (est.): $586

Estimated Total Monthly

$6,275

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,519

Property taxesest. at asking price, St. Johns County$1,170

HOAbilled quarterly$78

Estimated total, before insurance$5,767/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,696/yr · $641/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,696/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Listed$879,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$879,000

Price / Sq Ft$513

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,715

Acres0.24 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontYes

Gated CommunityYes

Direction FacesSouthwest

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address6010 Bridgewater Circle, Ponte Vedra Beach, FL 32082

Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd

SubdivisionSawgrass Players Club

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size10,454.4 sq ft

Lot Dimensions150.9 L x 124.16 W x 109.13 L x 49.53 W

Parcel Number0620760100

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryIn Unit

SecurityGated with Guard, Security Gate