This home is in Dolphin Cove, Ponte Vedra Beach.

1 / 40

Active

Active·Listed today·Dolphin Cove

85 Dolphin Boulevard E

Ponte Vedra Beach, FL 32082

$565,000$496/sqftEst. $3,007/moMLS# 2154015

Beds

Baths

1,140

Sq Ft

1980

Built

Garage

Pool

About this home

Dolphin Cove

If you've been waiting for an affordable home in Ponte Vedra Beach that's TRULY move-in ready, this is it! This stunning, fully revitalized 3-bedroom home also includes a dedicated office, making it the PERFECT space for working from home, or creating a playroom or hobby room. The updates have all been thoughtfully curated, so you can simply move in and enjoy! Step outside and you'll see why this property is so special. Sitting on a HUGE lot with a perfectly manicured lawn and beautiful coastal landscaping throughout. The fully fenced-in backyard offers TONS of private outdoor living space with endless potential! Dedicated boat parking behind a fenced gate and an epoxy floor garage to store all of your beach toys in style. Don't miss your opportunity to own one of the cutest homes in the community!

Cost to own

Mortgage calculator

Home Price

$565,000

Down Payment: 20%

$113,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,007

Principal & Interest: $3,007

Est. Taxes & Insurance: $752

Estimated Total Monthly

$3,759

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,007

Property taxesest. at asking price, St. Johns County$752

Estimated total, before insurance$3,759/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $425,000 in January 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$356,691	$306,691	—
2023	$356,803	$306,803	—
2022	$328,796	$259,074	—
2021	$235,522	$235,522	—
2020	$229,866	$229,866	—

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History