This home is in Dolphin Cove, Ponte Vedra Beach.

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Active·13 days on market·Dolphin Cove

42 Dolphin Boulevard

Ponte Vedra Beach, FL 32082

$553,000$390/sqftEst. $2,943/moMLS# 2143918

Beds

Baths

1,419

Sq Ft

1976

Built

—

Garage

Yes

Pool

About this home

Dolphin Cove

Live the Ponte Vedra Beach lifestyle without the HOA or CDD fees! Bonus enclosed area in addition to the appraised square footage (appx 200 sqft). This is the lowest-priced pool home in all of Ponte Vedra Beach (by $300K) and it's just steps to the ocean in highly sought-after Dolphin Cove. Incredible opportunity to own a beautifully updated home in the top-rated St. Johns County 10/10 school district. Enjoy your private backyard oasis featuring a recently resurfaced pool, brand-new paver driveway, newer roof, Pella windows, new HVAC system, and new hot water heater. Perfect as a primary residence, beach getaway, or investment property. Walk or bike to the beach and enjoy being minutes from world-class golf, dining, shopping, and everything Ponte Vedra Beach has to offer. Rarely does a move-in ready pool home this close to the ocean become available at this price point. Don't miss your chance to own a slice of paradise! Brand new furniture is also negotiable!

Cost to own

Mortgage calculator

Home Price

$553,000

Down Payment: 20%

$110,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,811

Principal & Interest: $2,811

Est. Taxes & Insurance: $703

Estimated Total Monthly

$3,514

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,943

Property taxesest. at asking price, St. Johns County$736

Estimated total, before insurance$3,679/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$410,710	$207,536	—
2024	$370,965	$200,980	—
2023	$374,370	$193,670	—
2022	$332,855	$186,573	—
2021	$255,906	$179,683	—
2020	$250,344	$176,512	—

2025 property taxes (current owner): $3,291/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History