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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Dolphin Cove, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Jul 29, 2026·61 days on market·Recent sales in Dolphin Cove·Dolphin Cove

42 Dolphin Boulevard

Ponte Vedra Beach, FL 32082

$532,500sold priceListed at $553,000 · 96.3% of asking$375/sqftMLS# 2143918
3
Beds
2
Baths
1,419
Sq Ft
1976
Built
—
Garage
Yes
Pool

4 more homes for sale in Dolphin Cove →Search Dolphin Cove on the map

FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Dolphin Cove

Live the Ponte Vedra Beach lifestyle without the HOA or CDD fees! Bonus enclosed area in addition to the appraised square footage (appx 200 sqft). This is the lowest-priced pool home in all of Ponte Vedra Beach (by $300K) and it's just steps to the ocean in highly sought-after Dolphin Cove. Incredible opportunity to own a beautifully updated home in the top-rated St. Johns County 10/10 school district. Enjoy your private backyard oasis featuring a recently resurfaced pool, brand-new paver driveway, newer roof, Pella windows, new HVAC system, and new hot water heater. Perfect as a primary residence, beach getaway, or investment property. Walk or bike to the beach and enjoy being minutes from world-class golf, dining, shopping, and everything Ponte Vedra Beach has to offer. Rarely does a move-in ready pool home this close to the ocean become available at this price point. Don't miss your chance to own a slice of paradise! Brand new furniture is also negotiable!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,950
Property taxesest. at asking price, St. Johns County$709
Estimated total, before insurance$3,658/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,291/yr · $274/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$532,500
$106,500
Loan Term
Monthly Payment
$2,950
Principal & Interest: $2,950
Property taxes (est.): $709
Insurance (est.): $355
Estimated Total Monthly
$4,013
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$410,710$207,536—
2024$370,965$200,980—
2023$374,370$193,670—
2022$332,855$186,573—
2021$255,906$179,683—
2020$250,344$176,512—

2025 property taxes (current owner): $3,291/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$553,000
  • Jul 18, 2026Pending$553,000
  • Jul 3, 2026Listed$553,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $390/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
18 Ladyfish Street, Ponte Vedra Beach, FL 32082Listed by FIV REALTY CO FLORIDA LLCAug 2026$625,000$4113/21,520300.2
28 Cobia Street, Ponte Vedra Beach, FL 32082Listed by O'MALLEY REAL ESTATE INCSep 2026$597,000$4043/21,477530.3
85 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$533,800$4683/21,140260.4
180 El Dorado Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$450,000$3322/21,356700.5
99 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTSAug 2026$575,000$5643/21,02000.5
193 Miraloma Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCSep 2026$490,000$3074/21,59540.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$553,000
Price / Sq Ft$390
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,419
Acres0.18 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address42 Dolphin Boulevard, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionDolphin Cove
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size7,840.8 sq ft
Parcel Number0548020140

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 3, 2026
Days on Market61
Tax Amount$3,290.54
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Dolphin Cove

Dolphin Cove is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Dolphin Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines