This home is in Wellington by the Sea, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.
Sold·Closed Aug 21, 2026·30 days on market·Recent sales in Wellington by the Sea·Wellington by the Sea
18 Ladyfish Street
Ponte Vedra Beach, FL 32082
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About this home
Wellington by the Sea
Some neighborhoods have a personality. Wellington By the Sea in Ponte Vedra Beach is laid-back by design. Surfboards by the door, bikes for Saturday errands, and a pace that slows the moment you turn onto the street. 18 Ladyfish fits right in. The pool is the defining feature: spacious, screened, and wrapped by a fully fenced yard with turf grass kept ready for everyday use. Inside, an open floor plan connects a split bedroom design of three bedrooms and two bathrooms with light and easy flow throughout. Beyond the fence, a walkable neighborhood, excellent schools anchor the area, and the beach is an easy bike ride away. Dining and shopping are close enough to reach without a having to make big plans. 18 Ladyfish represents a thoughtful entry into one of the few non HOA neighborhoods on Florida's First Coast.
Next steps in Wellington by the Sea
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $643,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $514,489 | $438,459 | — |
| 2025 | $62,554 | $49,695 | — |
| 2024 | $502,832 | $0 | — |
| 2024 | $51,218 | $45,178 | — |
| 2023 | $461,942 | $0 | — |
| 2023 | $52,949 | $41,071 | — |
| 2022 | $363,719 | $0 | — |
| 2022 | $40,394 | $37,338 | — |
| 2021 | $311,816 | $249,264 | — |
| 2021 | $33,944 | $33,944 | — |
| 2020 | $266,944 | $216,944 | — |
| 2020 | $31,843 | $31,843 | — |
2025 property taxes (current owner): $6,401/yr
Estimated taxes if purchased at asking price: ~$10,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$625,000
- Jul 17, 2026Pending$625,000
- Jun 17, 2026Listed$625,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $375/sq ft; this home is listed at $411/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 28 Cobia Street, Ponte Vedra Beach, FL 32082Listed by O'MALLEY REAL ESTATE INC | Sep 2026 | $597,000 | $404 | 3/2 | 1,477 | 53 | 0.1 |
| 85 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $533,800 | $468 | 3/2 | 1,140 | 26 | 0.2 |
| 42 Dolphin Boulevard, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $532,500 | $375 | 3/2 | 1,419 | 61 | 0.2 |
| 180 El Dorado Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $450,000 | $332 | 2/2 | 1,356 | 70 | 0.3 |
| 193 Miraloma Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Sep 2026 | $490,000 | $307 | 4/2 | 1,595 | 4 | 0.4 |
| 192 Vista Grande Drive, Ponte Vedra Beach, FL 32082Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Aug 2026 | $350,000 | $305 | 2/2 | 1,149 | 201 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FIV REALTY CO FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Wellington by the Sea
Wellington by the Sea is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines