This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.
Active Under Contract·90 days on market
33 Monterey Street
Ponte Vedra Beach, FL 32082
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ponte Vedra Beach
One of Ponte Vedra Beach's favorite neighborhoods...just a few blocks to the ocean! This updated home is ready to make great new Florida memories-gleaming wood floors throughout the first floor - bright open living/dining area with cathedral ceiling - recently updated kitchen with granite island, loads of cabinet space & hidden coffee bar- this is open to a spacious family room with gas fireplace (for cozy winter nights)... two double sets of doors to the screened porch and open patio areas spacious screened porch and private backyard. Convenient half bath and laundry room on this first level- upstairs you'll find 3 spacious bedrooms with 2 full baths. Plenty of space for surfboards and beach toys in the 2 car garage-they will get lots of use here! 33 Monterey.....even the name sounds cool!
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:22 AM, sunset 7:04 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $889,389 | $218,499 | — |
| 2024 | $120,948 | $86,619 | ▼ $321 |
| 2023 | $776,961 | $210,679 | — |
| 2023 | $124,519 | $78,959 | ▲ $13,350 |
| 2022 | $659,990 | $203,086 | — |
| 2022 | $108,349 | $71,781 | ▲ $17,752 |
| 2021 | $435,871 | $195,715 | — |
| 2021 | $79,747 | $65,256 | ▲ $5,794 |
| 2020 | $426,691 | $192,322 | — |
| 2020 | $72,502 | $59,324 | — |
2025 property taxes (current owner): $3,589/yr
Estimated taxes if purchased at asking price: ~$18,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 25, 2026Active Under Contract$1,150,000
- Sep 11, 2026Price change$1,150,000−$49,000
- Sep 3, 2026Price change$1,199,000−$26,000
- Aug 26, 2026Price change$1,225,000−$25,000
- Aug 11, 2026Price change$1,250,000−$49,000
- Jul 18, 2026Active$1,299,000
- Jul 14, 2026Active Under Contract$1,299,000
- Jul 8, 2026Active$1,299,000
- Jul 8, 2026Listed$1,299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in St Johns Seaview Pk
Under Contract457 A1A NPonte Vedra Beach, FL 32082
4 bd · 4 ba · 2,560 sq ft
$850,000Est. $4,524/moLive the Ponte Vedra beach life just a 15-minute stroll from the sand! This beautifully updated 4-bedroom, 4-bath home…
Listing Office: exp realty llc
Under Contract0 Jackson AvenuePonte Vedra Beach, FL 32082
6 bd · 5.5 ba · 4,100 sq ft
$2,999,999Est. $15,967/mo**New Construction Home in Old Ponte Vedra** Discover this stunning new build by Terra Innovations to be delivered in…
Listing Office: terra real estate, llc
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Ponte Vedra Beach
Ponte Vedra Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines