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33 Monterey Street, Ponte Vedra Beach, FL 32082

$1,299,000

MLS# 2154307

Bedrooms

Bathrooms

2,070

Sq Ft

1994

Year Built

About This Home — 33 Monterey Street

One of Ponte Vedra Beach's favorite neighborhoods...just a few blocks to the ocean! This updated home is ready to make great new Florida memories-gleaming wood floors throughout the first floor - bright open living/dining area with cathedral ceiling - recently updated kitchen with granite island, loads of cabinet space & hidden coffee bar- this is open to a spacious family room with gas fireplace (for cozy winter nights)... two double sets of doors to the screened porch and open patio areas spacious screened porch and private backyard. Convenient half bath and laundry room on this first level- upstairs you'll find 3 spacious bedrooms with 2 full baths. Plenty of space for surfboards and beach toys in the 2 car garage-they will get lots of use here! 33 Monterey.....even the name sounds cool!

Features

Price$1,299,000

Price / Sq Ft$628

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,070

Total Structure Area3,094 sq ft

Acres0.17 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address33 Monterey Street, Ponte Vedra Beach, FL 32082

Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd

SubdivisionSt Johns Seaview Pk

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size7,405.2 sq ft

Lot Dimensions60 x 120 x 60 x 120

Parcel Number0610200000

ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened

RoofShingle

ConstructionVinyl Siding

Road SurfaceAsphalt

Additional Information

Date ListedJuly 8, 2026

Days on Market0

Tax Amount$3,588.93

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$1,299,000

Down Payment: 20%

$259,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$6,914

Principal & Interest: $6,914

Est. Taxes & Insurance: $1,728

Estimated Total Monthly

$8,642

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,914

Property taxesest. at asking price, St. Johns County$1,731

Estimated total, before insurance$8,645/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $3,589/yr

Estimated taxes if purchased at asking price: ~$20,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.