Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tamaya, Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 75
Active

Active·164 days on market·Tamaya

2852 Cassia Lane

Jacksonville, FL 32246

$2,195,000$468/sqftEst. $12,158/moMLS# 2143222
6
Beds
6
Baths
4,689
Sq Ft
2023
Built
3
Garage
Yes
Pool

13 more homes for sale in Tamaya →Search Tamaya on the map

FEMA Zone XHOA $17/mo0.48 acresWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Tamaya

Custom pool home with luxurious elegance at every turn. From the moment you walk in, the sweeping staircase, two story foyer - open to the formal dining and formal living with stunning Crystal Chandeliers creates a true statement. Coffered ceilings and custom trim work finish off the awe inspiring look. Imagine cooking your meals in the Chef's Kitchen, that opens to family room, with double stacked top level cabinets, 6 burner gas stove, pot filler, Drawer microwave and more. Owners suite has double walk in closets, bay window with an indulgent bathroom. The shower is over 13' long with rain shower, 4 tile sprayers, 2 shower heads with handhelds. Soaking tub is centered in grand style with separate sinks and bidet. Upstairs has a music studio that can convert back to a bedroom and bonus. There are two ensuite bedrooms, bedroom and full bath. PLEASE SEE FEATURE SHEET for additional upgrades. There are TOO many to add here.

Next steps in Tamaya

FollowNew Tamaya homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,158
Property taxesest. at asking price, Duval County$3,584
HOAbilled annually$17
Estimated total, before insurance$15,759/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$26,044/yr · $2,170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,195,000
$439,000
Loan Term
Monthly Payment
$12,158
Principal & Interest: $12,158
Property taxes (est.): $3,584
Insurance (est.): $1,463
Estimated Total Monthly
$17,206
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,810 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $1,551,300 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,211,091$1,160,369—
2024$1,260,449$1,210,449▲ $323,400
2023$125,000$125,000—
2022$125,000$125,000—

2025 property taxes (current owner): $26,044/yr

Estimated taxes if purchased at asking price: ~$43,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 2, 2026Listed$2,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $345/sq ft; this home is listed at $468/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2704 Tartus Drive, Jacksonville, FL 32246Listed by CROSSVIEW REALTYFeb 2026$1,127,600$3085/3.53,66510.1
2943 Cassia Lane, Jacksonville, FL 32246Listed by REAL BROKER LLCSep 2025$1,050,000$2785/3.53,781110.2
2717 Cassia Lane, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTYAug 2025$1,021,000$2984/3.53,431630.2
2489 Karatas Court, Jacksonville, FL 32246Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$1,199,900$3454/3.53,481310.3
3055 Spiro Circle, Jacksonville, FL 32246Listed by COMPASS FLORIDA LLCJul 2026$1,700,000$4235/44,016140.6
3149 Spiro Circle, Jacksonville, FL 32246Listed by ICI SELECT REALTY, INC.Jun 2025$1,850,295$3476/4.55,33700.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,195,000
Price / Sq Ft$468
Bedrooms6
Bathrooms6.00
Full Baths6
Square Footage4,689
Acres0.48 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontYes
Direction FacesEast

Community Information

Address2852 Cassia Lane, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionIsabella At Tamaya
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size20,908.8 sq ft
Parcel Number1652821475

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Park, Playground, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewLake
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Marble, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Gated with Guard, Security Gate, Security System Owned
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofTile
ConstructionFrame, Stucco
Other StructuresOutdoor Kitchen

Additional Information

Date ListedMay 2, 2026
Days on Market61
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$26,043.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tamaya

Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Tamaya homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines