This home is in Fernandina Beach.
Active·Listed today
1000 Date Street
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Island living, completely reimagined! This beautifully renovated Amelia Island home combines modern updates, major system improvements, and an incredible location just minutes from historic downtown Fernandina Beach and the beach. Inside, the home has been thoughtfully refreshed from top to bottom with new flooring throughout, updated bathrooms, and a bright, modern kitchen designed for both everyday living and entertaining. Crisp cabinetry, a stylish backsplash, stainless steel appliances, and a large center island create a welcoming centerpiece for the home. The spacious owner's suite features an updated ensuite with a walk-in shower, and the functional floor plan offers comfortable living throughout. Beyond the cosmetic upgrades, major system improvements have already been completed. The roof, HVAC, water heater, and solar panels were updated in 2022, followed by energy-efficient windows in 2023. Professional structural improvements by Alpha Foundations provide another layer of
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $331,909 | $327,418 | — |
| 2024 | $297,653 | $297,653 | — |
| 2023 | $279,404 | $279,404 | — |
| 2022 | $218,963 | $218,963 | — |
| 2021 | $120,027 | $95,513 | — |
| 2020 | $105,367 | $86,830 | — |
2025 property taxes (current owner): $5,929/yr
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,658 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 10, 2026Listed$449,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines