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This home is in Fernandina Beach.

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232 VERNON Street, Fernandina Beach, FL 32034

$550,000
MLS# 2145603
2
Bedrooms
2
Bathrooms
912
Sq Ft
1960
Year Built

About This Home — 232 VERNON Street

Completely Remodeled in 2017 all within walking distance of downtown Amelia Island. This charming cottage offers the perfect blend of cozy comfort and coastal charm. Surrounded by lush, thoughtfully designed landscaping, the home feels like a private retreat with plenty of extra driveway space to have all your new friends over. Inside, warm, inviting spaces are filled with natural light and outside sit on your front porch or dine al-fresco on your courtyard. A detached oversized one-car garage with plumbing and extra storage space adds convenience. Ideal as a getaway or full-time residence, this cottage captures the essence of island living in a truly enchanting way. Walk your way to downtown or use your golf cart explore the beaches and Island. Call quickly for your private showing.

Features

Price$550,000
Price / Sq Ft$603
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage912
Acres0.13 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address232 VERNON Street, Fernandina Beach, FL 32034
Area410-Fernandina Beach Downtown-West
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size5,662.8 sq ft
Parcel Number0000311800023008A0

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingDetached, Garage

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 15, 2026
Days on Market17
Tax Amount$1,724.42
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,927
Principal & Interest: $2,927
Est. Taxes & Insurance: $732
Estimated Total Monthly
$3,659
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida