This home is in Jacksonville.
Active·45 days on market
5625 Baxter Lake Drive
Jacksonville, FL 32258
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to this beautifully renovated 5-bedroom, 3-bath home in the highly desirable Waterford Estates community in Mandarin. Offering approximately 2,789 sq. ft., this home combines a spacious floor plan with modern updates throughout. Step inside to a beautiful new white kitchen featuring granite countertops, complemented by hardwood flooring and a modern fireplace that creates an inviting focal point in the living area. The spacious upstairs 5th bedroom/bonus room includes its own full bathroom and walk-in closet, offering flexibility for guests, a home office, game room, or private suite. The backyard is designed for relaxing and entertaining, featuring a paver patio, fire pit, and dedicated sitting area-a great space to enjoy Florida living year-round. Waterford Estates offers fantastic community amenities including a pool, tennis and pickleball courts, basketball court, playground, and more. Conveniently located near shopping, dining, major highways, and everything Mandarin offer
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,746 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 12 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 2 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 2 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 0.7 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Palmetto Leaves Regional Parkabout 0.4 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 1 mi · 13820 Old Saint Augustine Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,930/yr
Estimated taxes if purchased at asking price: ~$10,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 9, 2026Listed$540,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5466 London Lake Drive, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $450,000 | $211 | 3/2 | 2,137 | 4 | 0.2 |
| 5333 Liberty Lake Drive S, Jacksonville, FL 32258Listed by ROUND TABLE REALTY | Sep 2026 | $425,000 | $205 | 3/2 | 2,078 | 151 | 0.4 |
| 13304 Old Saint Augustine Road, Jacksonville, FL 32258Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $525,000 | $262 | 3/2 | 2,006 | 8 | 0.5 |
| 4971 Grand Lakes Drive N, Jacksonville, FL 32258Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $485,000 | $188 | 4/2 | 2,584 | 72 | 0.9 |
| 5052 Taylor Creek Drive, Jacksonville, FL 32258Listed by REGNIER REAL ESTATE | Sep 2026 | $589,900 | $277 | 3/2 | 2,128 | 67 | 0.9 |
| 12013 Marldon Lane, Jacksonville, FL 32258Listed by FLUID REALTY, LLC. | Aug 2026 | $562,175 | $179 | 5/4 | 3,135 | 141 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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