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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·13 days on market

0 Rolling Hills Drive

St. Augustine, FL 32086

$1,199,000Est. $6,349/moMLS# 2164021
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone XNo HOA5.09 acresUnimproved Land

About this home

St. Augustine

This 5.09-acre land offering on Rolling Hills Drive presents an excellent opportunity to acquire developable acreage within one of St. Augustine's expanding growth corridors. Positioned near the Epic Village commercial area and conveniently located near SR-207, US-1, SR-312, and I-95, the property provides strong connectivity to Downtown St. Augustine, surrounding residential communities, retail corridors, healthcare providers, entertainment venues, and major employment centers throughout St. Johns County. The site is currently zoned Open Rural (OR), supporting a variety of potential residential, agricultural, institutional, and select specialty uses, subject to applicable approvals. The property's Future Land Use designation is RES-C, with additional development pathways, including a potential Planned Unit Development (PUD), that may be considered through the county approval process.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$6,349
Property taxesest. at asking price, St. Johns County$1,595
Estimated total, before insurance$7,945/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,301/yr · $358/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,199,000
$239,800
Loan Term
Monthly Payment
$6,349
Principal & Interest: $6,349
Property taxes (est.): $1,595
Insurance (est.): $799
Estimated Total Monthly
$8,744
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,301/yr

Estimated taxes if purchased at asking price: ~$19,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Listed$1,199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,199,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres5.09 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address0 Rolling Hills Drive, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionRolling Hills
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size221,720.4 sq ft
Parcel Number1027600060
ZoningCommercial

Amenities

UtilitiesOther

Exterior

Lot DescriptionOther
Road FrontageCity Street

Additional Information

Date ListedSeptember 9, 2026
Days on Market0
Tax Amount$4,301.32
Tax Year2025
Listing TermsOther
55+ CommunityNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES · EricCRE@EricMaimo.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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