Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Treasure Beach, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·Listed today·Treasure Beach

6302 Gomez Road

St. Augustine, FL 32080

$444,000$463/sqftEst. $2,294/moMLS# 2163500

Beds

Baths

960

Sq Ft

1984

Built

—

Garage

Pool

About this home

Treasure Beach

Situated on a canal with access to the Intracoastal, this home offers a new dock with a floating deck and a new sea wall, both completed in 2025, making it easy to keep a boat at home and be out on the water in minutes. With no minimum rental period and sold fully furnished, it is turnkey and ready to go as a short-term rental, whether the plan is to offset costs between personal stays or run it as a full-time investment property. Deeded beach access with a lighted pedestrian crosswalk puts the ocean within easy reach as well. Out front, large mature trees create a park-like setting on a generous .23-acre lot, with ample driveway parking for guests, boats and trailers. Inside, cathedral ceilings lift the main living areas while smooth ceilings and new luxury vinyl plank flooring carry a clean, continuous feel throughout. The kitchen has been upgraded with a large island and breakfast bar, soft-close cabinetry, granite and quartz counters, and newer stainless steel appliances.

Cost to own

Mortgage calculator

Home Price

$444,000

Down Payment: 20%

$88,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,294

Principal & Interest: $2,294

Property taxes (est.): $591

Insurance (est.): $296

Estimated Total Monthly

$3,181

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,294

Property taxesest. at asking price, St. Johns County$591

Estimated total, before insurance$2,885/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,737/yr · $395/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,737/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Listed$444,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$444,000

Price / Sq Ft$463

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage960

Acres0.23 acres

Year Built1984

TypeResidential

Sub-TypeManufactured Home

StyleOther

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontYes

Community Information

Address6302 Gomez Road, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionTreasure Beach

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size10,018.8 sq ft

Lot Dimensions10,019

Parcel Number1828910440

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Attached Carport

ViewCanal

Waterfront TypeCanal Front, Deeded Beach Access, Navigable Water, Seawall

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

# of Stories1

LevelsOne