This home is in St. Augustine — a golf course home in St. Johns County.
Active·51 days on market
829 Rita Circle
St. Augustine, FL 32086
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Updated, spacious, and tucked away on a cul-de-sac in The St. Augustine Shores! This 3-bedroom, 2-bath, one-story concrete block home offers 1,748 SF of living space PLUS approximately 300 SF of heated and cooled four-season Florida room--perfect for a home office, game room, entertaining space, or simply a great spot to relax and enjoy the view. The recently updated kitchen features solid wood cabinetry with soft-close hinges, quartz countertops, a tile backsplash, a pot filler, and stainless steel appliances. The big-ticket updates are already done, too, including a brand-new 2026 HVAC system, newer ductwork, re-piped with a 2020 water heater, water softener, and reverse osmosis system. The primary bathroom has also been refreshed with a sleek new double vanity. Inside, you'll find a mix of beautiful oak wood floors and luxury vinyl plank flooring throughout. Outside, the home sits on over a quarter-acre lot with a private preserve backyard
Next steps in St. Augustine Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mary Street ramp and Gloria Ave lot19 min drive · 50 parking spaces
Closest park or preserve
Treaty Park12 min drive · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 1 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 1 mi · Moultrie Creek
Closest youth league fields
Gamble Rogers School Fields10 min drive · Soccer
Closest grocery store
Publix8 min drive · 4255 Us 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,629/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 5, 2026Price change$439,900−$10,000
- Sep 3, 2026Listed$449,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORP | Oct 2026 | $351,000 | $243 | 3/2 | 1,447 | 80 | 0.4 |
| 429 Altara Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $388,000 | $260 | 3/2 | 1,490 | 76 | 0.4 |
| 394 Balearics Drive, St. Augustine, FL 32086Listed by SAVVY AVENUE, LLC. | Jun 2026 | $395,000 | $220 | 3/2 | 1,798 | 33 | 0.4 |
| 474 Casuarina Circle, St. Augustine, FL 32086Listed by PUBLIC SERVICES REALTY | Aug 2026 | $305,000 | $212 | 2/2 | 1,438 | 28 | 0.5 |
| 756 Crestwood Drive, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTY | Aug 2026 | $339,900 | $214 | 2/2 | 1,592 | 1 | 0.6 |
| 128 Modesto Drive, St. Augustine, FL 32086Listed by REAL BROKER LLC | Jul 2026 | $320,000 | $229 | 3/2 | 1,397 | 246 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLUID REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
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