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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Shores — a home near Pedro Menendez High School.

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Active

Active·47 days on market

1152 Alcala Drive

St. Augustine Shores, FL 32086

$475,000$276/sqftEst. $2,610/mo mortgageMLS# 2163779
↓ $38,000 below original list
3
Beds
2
Baths
1,722
Sq Ft
1981
Built
1
Garage
No
Pool
FEMA Zone XHOA $35/mo15,246 sqft lotSingle Family Residence1 story

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About this home

St. Augustine Shores

NEW ROOF installed Oct 2026!! Welcome to Alcala Drive, set on a generous corner lot backing up to the historic Hartley Mansion and just steps to the Matanzas River. This move-in ready home offers ultimate peace of mind with hurricane-grade impact windows, updated electric and plumbing, and brand-new roofs being installed this month on both the home and storage shed--making insurance a non issue! Inside, enjoy sleek LVP flooring and a stunning gourmet kitchen complete with a gas cooktop. Step outside to a fully fenced private backyard featuring a new concrete patio and an outdoor shower. Parking is a breeze thanks to a climate-controlled garage, a covered carport, and an expanded gravel driveway. Nestled in desirable St. Augustine Shores, residents enjoy miles of scenic walking trails, a riverfront dock, sports courts, and a clubhouse. Located in top-rated St. Johns County school district, you're just minutes from historic downtown St. Augustine, shopping, dining, and pristine beaches!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,610
Property taxesest. at asking price, St. Johns County$632
HOAbilled monthly$35
Estimated total, before insurance$3,277/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,103/yr · $425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,610
Principal & Interest: $2,610
Property taxes (est.): $632
Insurance (est.): $317
Estimated Total Monthly
$3,559
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,368 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,103/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Price change$475,000−$10,000
  • Oct 9, 2026Price change$485,000−$10,000
  • Sep 10, 2026Price change$495,000−$18,000
  • Sep 7, 2026Listed$513,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
474 Casuarina Circle, St. Augustine, FL 32086Listed by PUBLIC SERVICES REALTYAug 2026$305,000$2122/21,438280.4
480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORPOct 2026$351,000$2433/21,447800.5
429 Altara Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$388,000$2603/21,490760.5
907 Queen Road, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYSep 2026$535,000$3743/21,429461
369 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$315,000$2232/21,412411.1
361 Orchis Road, St. Augustine, FL 32086Listed by US REALTY HUBJul 2026$405,000$2893/21,4001471.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$276
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,722
Total Structure Area2,904 sq ft
Acres0.35 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryW. D. Hartley
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1152 Alcala Drive, St. Augustine Shores, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSt Augustine Shores
CitySt. Augustine Shores
CountySt. Johns
StateFL
Zip Code32086
Lot Size15,246 sq ft
Parcel Number2841210500
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Golf Course, Park, Playground, RV/Boat Storage
Community FeaturesSidewalks, Fishing, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Carport, Garage, Off Street
ViewIntracoastal

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesImpact Windows, Outdoor Shower
Lot DescriptionCorner Lot
Patio / PorchPatio
FencingFenced, Full, Privacy
RoofShingle
ConstructionBlock

Additional Information

Date ListedSeptember 7, 2026
Days on Market38
HOA Fees$34.73 / Monthly
HOA FrequencyMonthly
HOA NameSt. Augustine Shores
Tax Amount$5,103.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FL NATIVE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

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20+ years · 500+ closings · NE Florida

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