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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·12 days on market·San Marco

715 Rio Lindo Drive

Jacksonville, FL 32207

$1,599,000$322/sqftEst. $8,787/mo mortgageMLS# 2163138
↓ $101,000 below original list
4
Beds
4
Baths
4,961
Sq Ft
1986
Built
3
Garage
No
Pool

28 more homes for sale in San Marco →Search San Marco on the map

FEMA Zone XNo HOA13,068 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

San Marco

A rare work of modern architecture with unforgettable views, this one-of-a-kind home in the desirable San Marco area was designed by respected Washington, D.C. architect Winthrop W. Faulkner to embrace its remarkable setting overlooking Greenridge Park Creek as it opens toward the St. Johns River. The inverted floor plan places the main living spaces on the upper level, where walls of windows and multiple balconies create the feeling of living among the treetops. Enjoy sweeping water and river views from the living room, kitchen, dining areas, and expanded breakfast room--along with spectacular sunsets and abundant native wildlife. Solidly constructed with reinforced concrete block and precast concrete slab floors, the home offers a striking combination of architectural character, privacy, and strength, all tucked away on a quiet cul-de-sac. The upper level includes two dining areas and three bedrooms, each with access to its own balcony.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,787
Property taxesest. at asking price, Duval County$2,611
Estimated total, before insurance$11,398/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$21,343/yr · $1,779/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,599,000
$319,800
Loan Term
Monthly Payment
$8,787
Principal & Interest: $8,787
Property taxes (est.): $2,611
Insurance (est.): $1,066
Estimated Total Monthly
$12,464
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,572 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $21,343/yr

Estimated taxes if purchased at asking price: ~$31,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 12, 2026Price change$1,599,000−$101,000
  • Oct 7, 2026Withdrawn$1,700,000
  • Sep 2, 2026Listed$1,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $445/sq ft; this home is listed at $322/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1003 Greenridge Road, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSApr 2026$1,795,000$3304/3.55,43920.2
4031 Cordova Avenue, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$2,220,000$4835/3.54,60040.3
1163 Northwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,801,000$4455/54,04430.4
948 Old Grove Manor Manor, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$1,355,000$3644/3.53,72230.5
1221 Oriental Gardens Road, Jacksonville, FL 32207Listed by AGENT TRUST REALTY CORPORATIONMay 2026$1,056,000$2784/3.53,802460.8
2782 Green Bay Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,820,000$5185/5.53,511310.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,599,000
Price / Sq Ft$322
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,961
Acres0.30 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryHendricks Avenue, reported on 67 other San Marco listings
MiddleAlfred Dupont, reported on 46 other San Marco listings
HighTerry Parker, reported on 32 other San Marco listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address715 Rio Lindo Drive, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size13,068 sq ft
Parcel Number0827090040

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewCanal, River, Water
Waterfront TypeCreek

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Oven, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2

Exterior

Lot DescriptionCul-De-Sac

Additional Information

Date ListedOctober 12, 2026
Days on Market48
Tax Amount$21,343.39
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ANCHOR REALTY JAX

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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