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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 7, 2026·4 days on market·Recent sales in New Construction — Jacksonville

4031 Cordova Avenue

Jacksonville, FL 32207

$2,220,000sold priceListed at $2,300,000 · 96.5% of asking$483/sqftMLS# 2139285
5
Beds
3.5
Baths
4,600
Sq Ft
2018
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Multiple Offers. Highest and Best by 6 pm on Sunday, 4/12 In one of Jacksonville's most desirable neighborhoods, this custom-built 2018 residence blends classic architecture with refined, modern living across 4,428 square feet. From the moment you arrive, the painted brick exterior, symmetrical lines, and manicured landscape set a tone of understated elegance. Inside, every detail has been carefully curated--real oak hardwood floors finished in place, soaring 10' ceilings downstairs, and custom millwork that adds warmth and character throughout. The heart of the home is a beautifully appointed chef's kitchen featuring Wolf and Sub-Zero appliances, natural quartzite countertops, and an expansive island designed for gathering. Just beyond, a vaulted den invites relaxed living, while the formal dining room--wrapped in custom wood paneling--offers a striking yet intimate space for hosting. A thoughtfully designed layout enhances everyday living: Mudroom with built-ins off the garage

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,297
Property taxesest. at asking price, Duval County$3,625
Estimated total, before insurance$15,922/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,020/yr · $1,168/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,220,000
$444,000
Loan Term
Monthly Payment
$12,297
Principal & Interest: $12,297
Property taxes (est.): $3,625
Insurance (est.): $1,480
Estimated Total Monthly
$17,402
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,583 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,185,153$757,699▲ $107,096
2024$1,085,781$735,638▲ $32,330
2023$1,163,614$712,756—
2022$1,008,540$690,540—
2021$858,632$668,971—
2020$809,686$659,045▲ $12,768

2025 property taxes (current owner): $14,020/yr

Estimated taxes if purchased at asking price: ~$43,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$2,300,000
  • Apr 9, 2026Listed$2,300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $445/sq ft; this home is listed at $500/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
948 Old Grove Manor Manor, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$1,355,000$3644/3.53,72230.3
1163 Northwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,801,000$4455/54,04430.6
3340 San Jose Boulevard, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$900,000$2735/53,3004070.8
1221 Oriental Gardens Road, Jacksonville, FL 32207Listed by AGENT TRUST REALTY CORPORATIONMay 2026$1,056,000$2784/3.53,802461
2782 Green Bay Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,820,000$5185/5.53,511311.2
1052 Holly Lane, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,950,000$4905/4.53,976481.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,300,000
Price / Sq Ft$500
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,600
Acres0.24 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address4031 Cordova Avenue, Jacksonville, FL 32207
Area011-San Marco
SubdivisionGranada
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,454.4 sq ft
Parcel Number0831620005

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesButler Pantry, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Exterior

RoofShingle
ConstructionBrick

Additional Information

Date ListedApril 9, 2026
Days on Market4
Tax Amount$14,019.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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