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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville.

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Active

Active·137 days on market·San Marco

1841 River Road

Jacksonville, FL 32207

$1,450,000$439/sqftEst. $7,968/mo mortgageMLS# 2148876
↓ $45,000 below original list
3
Beds
3.5
Baths
3,305
Sq Ft
1941
Built
2
Garage
No
Pool

29 more homes for sale in San Marco →Search San Marco on the map

FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence2 stories

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About this home

San Marco

Beautifully reimagined on prestigious River Road, this Historic San Marco residence blends timeless architecture with extensive modern improvements in one of Jacksonville's most desirable locations. Thoughtfully renovated with significant structural and foundation enhancements include new windows, rewiring and replumbing, redesigned living spaces, and beautifully updated baths. Original hardwood floors and graceful arched doorways preserve the home's character, while the reconfigured floor plan creates a seamless flow for everyday living and entertaining. Upstairs, the private primary suite features a luxurious redesigned bath, expanded custom closets, and captivating views of the St. Johns River. Enjoy an unparalleled lifestyle just moments from riverfront parks, boutique shopping, acclaimed restaurants, top hospitals, and all that San Marco Square has to offer.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$7,968
Property taxesest. at asking price, Duval County$2,368
Estimated total, before insurance$10,336/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,156/yr · $1,430/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$7,968
Principal & Interest: $7,968
Property taxes (est.): $2,368
Insurance (est.): $967
Estimated Total Monthly
$11,303
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,544 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:37 AM, sunset 6:44 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $850,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,027,332$899,760—
2024$817,964$817,964▲ $41,821
2023$795,981$795,981▼ $164,938
2022$938,067$901,781—
2021$819,801$819,801—
2020$801,195$801,195—

2025 property taxes (current owner): $17,156/yr

Estimated taxes if purchased at asking price: ~$28,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Price change$1,450,000−$45,000
  • Jun 11, 2026Listed$1,495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $523/sq ft; this home is listed at $439/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1112 Colombo Street, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$749,900$2384/3.53,148270.2
1630 Larue Avenue, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$560,000$1617/43,4771190.3
1985 Largo Road, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,450,000$6264/3.52,31620.3
2210 Laurel Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,750,000$5234/3.53,348170.4
2326 Laurel Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,550,000$3625/3.54,28400.5
944 Elder Lane, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$2,600,000$7384/43,52170.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,450,000
Price / Sq Ft$439
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,305
Total Structure Area3,656 sq ft
Acres0.23 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1841 River Road, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,018.8 sq ft
Lot Dimensions90X115
Parcel Number0811690000
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesButler Pantry, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchFront Porch, Patio
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market137
Tax Amount$17,156
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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