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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Parkes Of Julington, St. Johns — a home near Creekside High School.

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Active·56 days on market·Parkes Of Julington

420 Twin Oaks Lane

St. Johns, FL 32259

$649,999$310/sqftEst. $3,544/mo mortgageMLS# 2163130
4
Beds
3
Baths
2,094
Sq Ft
1999
Built
2
Garage
Yes
Pool

2 more homes for sale in Parkes Of Julington →Search Parkes Of Julington on the map

FEMA Zone XHOA $40/mo10,019 sqft lotSingle Family Residence1 story

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About this home

Parkes Of Julington

Virtually Staged. YOUR POOL DAYS START HERE! Fully remodeled 4BR/3BA JCP pool home with gleaming high-gloss porcelain tile, a show stopping designer kitchen, spa-like primary bath and a smart 3-way split floor plan. Tucked into sought-after Julington Creek Plantation, this single-story home delivers privacy, style and move-in-ready comfort. High-gloss porcelain tile flows throughout, creating a bright, clean and contemporary feel from the moment you step inside The kitchen truly steals the show with stylish two-tone cabinetry, quartz countertops, marble-look backsplash, gold hardware accents, a custom-built refrigerator wall and designer wood-slat island paneling. Rare for the area, the range was converted to gas--an upgrade not commonly found in JCP homes. The primary bath feels like a private spa.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,544
Property taxesest. at asking price, St. Johns County$865
HOAbilled annually$40
Estimated total, before insurance$4,449/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,829/yr · $652/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,999
$130,000
Loan Term
Monthly Payment
$3,544
Principal & Interest: $3,544
Property taxes (est.): $865
Insurance (est.): $433
Estimated Total Monthly
$4,842
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:38 AM, sunset 6:42 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,829/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 2, 2026Listed$649,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $310/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
185 Elmwood Drive, St. Johns, FL 32259Listed by VENTURE DEVELOPMENT REALTYOct 2026$421,000$2293/21,841570.1
1264 Ribbon Road, St. Johns, FL 32259Listed by ROUND TABLE REALTYOct 2026$485,000$2014/2.52,4081450.2
1154 Linwood Loop, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATEOct 2026$480,000$2173/22,208530.4
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$555,355$2464/22,253920.6
293 Maplewood Drive, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCOct 2026$437,500$2434/21,804810.8
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193111.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,999
Price / Sq Ft$310
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,094
Total Structure Area3,307 sq ft
Acres0.23 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesSouth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryJulington Creek
Reported middleFruit Cove
Reported highCreekside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address420 Twin Oaks Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionParkes Of Julington
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,018.8 sq ft
Parcel Number2492031520
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Pickleball, Playground, Racquetball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
FencingFenced, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2026
Days on Market56
HOA Fees$480 / Annually
HOA FrequencyAnnually
HOA NameJCP POA
HOA Fee IncludesTrash, Other
Tax Amount$7,829.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DHOCHIN REALTY SERVICES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Parkes Of Julington

Parkes Of Julington is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Parkes Of Julington homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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