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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 14, 2026·3 days on market·Recent sales in Jacksonville Beach

1103 18th Avenue N

Jacksonville Beach, FL 32250

$1,125,000sold priceListed at $1,199,000 · 93.8% of asking$400/sqftMLS# 2152577
4
Beds
4
Baths
2,814
Sq Ft
1963
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

Jacksonville Beach

Welcome to this immaculate 4-bedroom, 4-bathroom home situated on an exceptionally large lot in a highly desirable Jacksonville, Beach . Offering an abundance of living space and thoughtful amenities throughout, this property is perfect for both everyday living and entertaining.The expansive great room serves as the heart of the home, providing a bright and inviting gathering space for family and guests. Additional living and entertaining areas ensure plenty of room for hosting large gatherings or enjoying quiet relaxation. The well-appointed kitchen is complemented by a convenient Butler's pantry, while the oversized laundry room offers exceptional storage and functionality. A dedicated home office provides the perfect work-from-home environment and can easily be converted back into an additional bedroom to suit your needs. The spacious primary and guest accommodations offer comfort and privacy for family and visitors alike.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,231
Property taxesest. at asking price, Duval County$1,837
Estimated total, before insurance$8,068/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,125,000
$225,000
Loan Term
Monthly Payment
$6,231
Principal & Interest: $6,231
Property taxes (est.): $1,837
Insurance (est.): $750
Estimated Total Monthly
$8,818
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$631,827$631,827—
2024$633,718$220,789▼ $788
2023$498,771$212,902—
2022$448,468$205,245—
2021$354,043$197,811—
2020$339,142$194,390—

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$1,199,000
  • Jun 27, 2026Listed$1,199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $422/sq ft; this home is listed at $426/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTYOct 2026$1,075,000$3434/2.53,1371980.3
1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLCOct 2026$1,230,000$4874/32,525140.4
2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$1,050,000$3844/2.52,7351840.5
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENTSep 2026$1,100,000$4224/3.52,605900.5
502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$2664/22,03150.5
1811 Twelve Oaks Lane N, Neptune Beach, FL 32266Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$1,100,000$5384/2.52,04360.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,199,000
Price / Sq Ft$426
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,814
Acres0.24 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

Community Information

Address1103 18th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionSan Pablo Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size10,454.4 sq ft
Lot Dimensions58 X 141
Parcel Number178178-0000

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Covered, Other
ViewPool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Walk-In Closet(s)
AppliancesElectric Oven, Electric Range
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringStone, Tile
# of Stories1

Exterior

Exterior FeaturesOutdoor Kitchen, Outdoor Shower, Other
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Block
Other StructuresGuest House, Outdoor Kitchen

Additional Information

Date ListedJune 27, 2026
Days on Market3
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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