This home is in Beacon Lake, St. Augustine — a home near Beachside High School.
Active Under Contract·45 days on market·Beacon Lake
434 Twilight Lane
St. Augustine, FL 32095
19 more homes for sale in Beacon Lake →Search Beacon Lake on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Beacon Lake
Welcome to 434 Twilight Lane, a one of a kind, Move In Ready masterpiece built in 2024. Situated in a highly desirable section of the premier Beacon Lake community, this exceptional 3-bedroom, 2-bathroom home perfectly blends fresh modern style with casual everyday comfort. Step inside to an immediately bright and airy open-concept layout elevated by designer touches throughout. Premium upgrades include stunning Luxury Vinyl Plank (LVP) flooring, flawless quartz countertops, a fully fenced backyard for ultimate privacy, full gutters, and a natural gas connection. The seamless flow from the spacious living room to the gourmet kitchen and dining areas makes it an entertainer's dream. Enjoy access to Beacon Lake's resort style amenities including a 43-acre paddle-friendly lake, Lakehouse fitness center, junior Olympic pool, splash park, and sports courts. Located in the heart of the top rated St. Johns County School District, with Lakeside Academy right inside it.
Next steps in Beacon Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 7 mi · 80 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 3 mi · 3.3 mi of trails
Closest public boat ramp
Palm Valley Public Landingabout 6 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 5 mi · Tolomato River
Closest youth league fields
Nocatee Community Parkabout 3 mi · Soccer
Closest grocery store
Publixabout 2 mi · 835 Cr 210 W, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,852/yr
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 14, 2026Active Under Contract$470,000
- Sep 6, 2026Active$470,000
- Sep 1, 2026Listed$470,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $274/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 62 Enchanted Shore Way, St. Augustine, FL 32095Listed by DOGWOOD REALTY | May 2026 | $420,000 | $225 | 3/2 | 1,869 | 29 | 0.2 |
| 73 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Jun 2026 | $460,000 | $240 | 3/2 | 1,914 | 37 | 0.6 |
| 523 Stargaze Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $510,000 | $243 | 4/2.5 | 2,098 | 29 | 0.6 |
| 368 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Aug 2026 | $540,000 | $260 | 4/2.5 | 2,075 | 50 | 0.7 |
| 510 Broomsedge Circle, St. Augustine, FL 32095Listed by ANNALYECE REALTY LLC | Jul 2026 | $434,999 | $205 | 3/2 | 2,126 | 381 | 0.7 |
| 110 Stargaze Lane, St. Augustine, FL 32095Listed by MOMENTUM REALTY | May 2026 | $470,000 | $239 | 3/2.5 | 1,968 | 12 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Lake
Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Krista Fracke
Broker Associate
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