This home is in St. Augustine — a home near Pedro Menendez High School.
Active·200 days on market
5650 S A1A #G117
St. Augustine, FL 32080
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About this home
St. Augustine
St. Augustine Beach Ground-Floor Condo with Weekly Rentals Allowed! Welcome to Unit G117 at Island House, a fully furnished two-bedroom, two-bath condo in an oceanfront St. Augustine Beach community. Enjoy ground-floor living with no stairs, easy pool and beach access, three private shaded patios, a spacious open layout, a well-equipped kitchen, a new 2026 water heater and a water-softener system. Island House is completing a major exterior renovation with fresh paint and new aluminum railings. The approximately $38,000 special assessment has already been paid. Weekly rentals are allowed, making this an excellent primary residence, vacation home or short-term rental investment. Community amenities include direct beach access via Mary Street, a swimming pool, tennis courts and a clubhouse--all minutes from Historic Downtown St. Augustine, dining and shopping. Fully furnished. Assessment paid. Weekly rentals allowed. Beach life starts here!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,730 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Mary Street ramp and Gloria Ave lotabout 0.1 mi · 50 parking spaces
Closest park or preserve
Moses Creek Conservation Areaabout 2 mi · 7.6 mi of trails
Closest public boat ramp
Frank B Butler Park Westabout 0.5 mi · Matanzas River
Closest kayak & paddleboard launch
Coastal Drive Kayak Beachabout 1 mi
Closest youth league fields
Frank Butler Beachfront Park Eastabout 0.2 mi · Soccer
Closest grocery store
Winn-Dixieabout 3 mi · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $423,000 | $339,671 | — |
| 2024 | $439,890 | $308,792 | — |
| 2023 | $439,890 | $280,720 | — |
| 2022 | $343,000 | $255,200 | — |
| 2021 | $232,000 | $232,000 | — |
| 2020 | $217,000 | $217,000 | — |
2025 property taxes (current owner): $5,117/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 30, 2026Price change$425,000−$25,000
- Apr 7, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $502/sq ft; this home is listed at $315/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6100 A1A S 318, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC. | Aug 2026 | $470,000 | $396 | 2/2 | 1,186 | 62 | 0.5 |
| 6170 A1A 215, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Aug 2026 | $815,000 | $502 | 3/2 | 1,624 | 76 | 0.6 |
| 6170 A1A S 214, St. Augustine, FL 32080Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Mar 2026 | $665,000 | $475 | 2/2 | 1,399 | 71 | 0.6 |
| 6100 A1A S 419, St. Augustine Beach, FL 32080Listed by ANTRA REALTY GROUP, LLC | Mar 2026 | $595,000 | $410 | 3/2.5 | 1,450 | 160 | 0.6 |
| 6240 A1A S 316, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $725,000 | $519 | 2/2 | 1,397 | 2 | 0.8 |
| 6240 A1A S 213, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $720,000 | $515 | 2/2 | 1,397 | 7 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines