This home is in San Salito, St. Augustine — a gated community home in St. Johns County.
Active·67 days on market·San Salito
249 Palace Drive
St. Augustine, FL 32084
7 more homes for sale in San Salito →Search San Salito on the map
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About this home
San Salito
Looking for newer single-story living in St. Augustine with comfort, flexibility, and a prime location? 249 Palace Dr delivers. Built in 2018 and located in Freedom at San Salito, this beautifully designed single-story home offers 3 bedrooms, 2 full baths, and 1,604 square feet of easy, functional living space. The open layout keeps everyday life simple, with no stairs and a natural flow between the main living areas. The bedroom setup gives you room for guests, a home office, hobbies, fitness, or the extra space everyone says they'll keep perfectly organized. We all have dreams. Out back, the screened lanai and open patio are ready for quiet Florida mornings, golden evenings, weekend grilling, or simply enjoying the slower pace that makes this community so appealing. Set within the active-adult lifestyle section of Freedom at San Salito, this home offers a peaceful St. Augustine setting without sacrificing convenience. You're located in Flood Zone X and
Next steps in San Salito
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,806 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park18 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area6 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 3 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 2 mi · Robinson Creek - Tolomato River
Closest youth league fields
Collier-Blocker-Puryear Park10 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix6 min drive · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:51 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $415,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $342,914 | $141,349 | — |
| 2024 | $349,484 | $136,517 | — |
| 2023 | $338,167 | $338,167 | — |
| 2022 | $304,555 | $177,404 | — |
| 2021 | $223,566 | $170,766 | — |
| 2020 | $218,211 | $167,711 | — |
2025 property taxes (current owner): $2,407/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Active$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $249/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 72 Pickett Drive S, St. Augustine, FL 32084Listed by ALL REAL ESTATE OPTIONS INC | Oct 2026 | $393,500 | $192 | 4/2 | 2,046 | 150 | 0.1 |
| 43 Cody Street, St. Augustine, FL 32084Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $354,000 | $208 | 4/2 | 1,705 | 282 | 0.2 |
| 75 Millet Way, St. Augustine, FL 32084Listed by OPENDOOR BROKERAGE, LLC. | Jul 2026 | $350,000 | $189 | 4/2 | 1,856 | 163 | 0.5 |
| 948 Oak Arbor Circle, St. Augustine, FL 32084Listed by EXP REALTY, LLC | Sep 2026 | $335,000 | $227 | 3/2 | 1,479 | 54 | 0.7 |
| 509 Cedar Arbor Court, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $390,000 | $189 | 4/2 | 2,064 | 8 | 0.7 |
| 1110 Woodlawn Road D, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $379,950 | $223 | 3/2 | 1,701 | 2 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Salito
San Salito is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
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Krista Fracke
Broker Associate
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