This home is in Grand Oaks, St. Augustine.
Active·55 days on market·Grand Oaks
640 Natureland Circle
St. Augustine, FL 32092
2 more homes for sale in Grand Oaks →Search Grand Oaks on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Grand Oaks
Seller welcomes offers--bring yours and make this home your own! Welcome to this beautifully designed single-family home with 4 spacious bedrooms and 3.5 baths, ideal for everyday living and entertaining. Step into the impressive two-story foyer and bright open-concept living area featuring custom built-ins in the living room and mudroom for stylish storage. The gourmet kitchen offers quartz countertops, a gas cooktop, pot-filler, and microwave-oven combo--perfect for family meals or gatherings. Floor-to-ceiling views open to the expansive screened-in and paved patio, ideal for barbecues or relaxing in the Florida sunshine. Conveniently located minutes from Costco, an upcoming Walmart, and a variety of shops and restaurants. Lender credit up to 1% of the loan amount toward closing costs, prepaids, or rate buydown when financing with preferred lender. Offer subject to loan approval. Terms and conditions apply.
Next steps in Grand Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Area32 min drive · 24 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area11 min drive · 2.2 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 7 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 8 mi · San Sebastian River
Closest youth league fields
Mill Creek Park8 min drive · Baseball
Closest grocery store
Publix6 min drive · 2875 State Rd 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,384/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 28, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $217/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 24 Oakhurst Court, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $520,000 | $185 | 4/3.5 | 2,805 | 174 | 0.4 |
| 156 Pine Forest Court, St. Augustine, FL 32092Listed by PONTE VEDRA & COMPANY REAL ESTATE LLC | Sep 2026 | $670,000 | $189 | 4/4 | 3,551 | 85 | 0.5 |
| 361 Coco Point, St. Augustine, FL 32092Listed by REAL BROKER LLC | Jul 2026 | $620,000 | $196 | 4/3 | 3,160 | 0 | 0.7 |
| 105 Crown Colony Road, St. Augustine, FL 32092Listed by LATITUDE 30 REALTY LLC | Jul 2026 | $517,000 | $228 | 4/3 | 2,264 | 166 | 0.9 |
| 101 Seamount Way, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATES | Jun 2026 | $670,000 | $199 | 5/4.5 | 3,374 | 51 | 0.9 |
| 20 Tintamarre Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Oct 2026 | $465,000 | $219 | 3/2 | 2,126 | 48 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Grand Oaks
Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Grand Oaks homes for sale →Keep looking
More homes in Grand Oaks
For Sale165 Myrtle Oak CourtSt. Augustine, FL 32092
5 bd · 3.5 ba · 3,266 sq ft
$680,000Est. $3,619/moBeautiful Pulte Yorkshire on a peaceful preserve lot in sunny St. Augustine offers exceptional functionality in a…
Listing Office: listwithfreedom.com
For Sale188 Red Barn RoadSt. Augustine, FL 32092
3 bd · 2 ba · 2,073 sq ft
$415,000Est. $2,209/moThis home checks all the boxes...open floor plan, spacious primary suite, two generously sized bedrooms, a full bath,…
Listing Office: real broker llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Grand Oaks
Grand Oaks guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines