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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 24, 2026·2 days on market·Recent sales in San Marco·San Marco

1985 Largo Road

Jacksonville, FL 32207

$1,450,000sold priceListed at $1,399,900 · 103.6% of asking$626/sqftMLS# 2161938
4
Beds
3.5
Baths
2,316
Sq Ft
1936
Built
2
Garage
Yes
Pool

31 more homes for sale in San Marco →Search San Marco on the map

FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence2 stories

About this home

San Marco

Timeless Tudor architecture and exceptional curb appeal set the stage for this beautifully renovated 1936 residence in the heart of historic San Marco. Rich hardwood floors, classic architectural details and thoughtfully updated interiors create a home that feels both sophisticated and warmly inviting. At the heart of the home is a beautifully renovated kitchen featuring custom cabinetry, paneled refrigeration, porcelain countertops, an island and thoughtfully designed storage. The home offers 4 bedrooms and 3.5 renovated baths, including an impressive upstairs primary suite with a dramatic vaulted, wood-paneled ceiling, French doors that overlook the pool, and a generous walk-in closet and beautifully appointed bath complete this ensuite retreat. The private backyard is designed for quintessential Florida living, with a pool and spa, newly added pergola, expansive entertaining areas and a separate grilling deck. A gated driveway leads to the detached 2-car garage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,032
Property taxesest. at asking price, Duval County$2,368
Estimated total, before insurance$10,399/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,101/yr · $1,425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$8,032
Principal & Interest: $8,032
Property taxes (est.): $2,368
Insurance (est.): $967
Estimated Total Monthly
$11,366
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1936)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:27 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,101/yr

Estimated taxes if purchased at asking price: ~$28,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$1,399,900
  • Aug 29, 2026Active Under Contract$1,399,900
  • Aug 27, 2026Active$1,399,900
  • Aug 26, 2026Listed$1,399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $305/sq ft; this home is listed at $604/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2405 Pineridge Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLCAug 2026$720,000$2743/22,623440.4
2564 Pineridge Road, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLCAug 2026$675,000$3063/2.52,20580.5
2547 Pineridge Road, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$544,000$2963/21,83700.5
1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INCOct 2026$535,000$3263/2.51,642430.7
909 Cedar Street, Jacksonville, FL 32207Listed by REAL BROKER LLCAug 2026$525,000$2904/31,813980.7
1524 Kingswood Road, Jacksonville, FL 32207Listed by REALTY ONE GROUP ELEVATEAug 2026$510,000$3053/21,67390.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,399,900
Price / Sq Ft$604
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,316
Total Structure Area3,112 sq ft
Acres0.23 acres
Year Built1936
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1985 Largo Road, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,018.8 sq ft
Parcel Number0812120000

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Gated

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesDishwasher, Gas Range
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Exterior FeaturesBalcony, Fire Pit
Patio / PorchCovered, Patio, Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 27, 2026
Days on Market2
Tax Amount$17,100.67
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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