Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville.

Photo 1 / 50
Pending

Pending·216 days on market·San Marco

1266 Belmont Terrace

Jacksonville, FL 32207

$680,000$341/sqftEst. $3,767/moMLS# 2134689
↓ $19,000 below original list
3
Beds
2.5
Baths
1,992
Sq Ft
1936
Built
2
Garage
No
Pool

29 more homes for sale in San Marco →Search San Marco on the map

FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

San Marco

Located in the heart of San Marco just steps from San Marco Square, this beautifully updated historic home blends timeless character w/ modern upgrades in one of Jacksonville's most walkable neighborhoods. The classic brick home features hardwood floors, elegant archways, crown molding, & a cozy wood-burning fireplace. Recent updates include a new roof (2023), new upstairs HVAC (2026), updated kitchen (2023), upgraded flooring (2023), fresh interior paint (2023), & new microwave (2023). Additional improvements include spray foam insulation (2024), a new water heater (2024), a new exterior upstairs door (2024), & a new refrigerator (2024), landscaping refreshed in 2025 to enhance curb appeal. The lot also offers a double driveway & a separate two-car garage for ample parking & storage. Situated on a double lot, the spacious backyard provides room to add a pool & create your own private outdoor retreat. Enjoy living steps San Marco's renowned dining, shopping, parks, & riverfront Jax.

Next steps in San Marco

FollowNew San Marco homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,767
Property taxesest. at asking price, Duval County$1,110
Estimated total, before insurance$4,877/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,661/yr · $638/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$680,000
$136,000
Loan Term
Monthly Payment
$3,767
Principal & Interest: $3,767
Property taxes (est.): $1,110
Insurance (est.): $453
Estimated Total Monthly
$5,330
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,642 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,661/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Pending$680,000
  • Sep 22, 2026Active Under Contract$680,000
  • Jul 23, 2026Price change$680,000−$18,600
  • Jul 20, 2026Price change$698,600−$100
  • Jul 16, 2026Price change$698,700−$100
  • Jul 12, 2026Price change$698,800−$100
  • Jul 9, 2026Price change$698,900−$100
  • Mar 12, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $341/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1108 Landon Avenue, Jacksonville, FL 32207Listed by KST GROUP LLCAug 2026$367,000$2553/21,44200.1
1985 Largo Road, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,450,000$6264/3.52,31620.2
909 Cedar Street, Jacksonville, FL 32207Listed by REAL BROKER LLCAug 2026$525,000$2904/31,813980.5
2564 Pineridge Road, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLCAug 2026$675,000$3063/2.52,20580.6
2547 Pineridge Road, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$544,000$2963/21,83700.6
1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INCOct 2026$535,000$3263/2.51,642430.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$680,000
Price / Sq Ft$341
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,992
Acres0.25 acres
Year Built1936
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1266 Belmont Terrace, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,890 sq ft
Parcel Number0815020000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony, Fire Pit
FencingFenced, Back Yard
ConstructionBrick

Additional Information

Date ListedMarch 12, 2026
Days on Market194
Tax Amount$7,661.17
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines