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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Jul 17, 2026·91 days on market·Recent sales in St. Augustine

2502 Oleander Street

St. Augustine, FL 32080

$1,010,000sold priceListed at $1,080,000 · 93.5% of asking$422/sqftMLS# 2128721
4
Beds
3.5
Baths
2,395
Sq Ft
2026
Built
1
Garage
Yes
Pool
FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence2 storiesNew construction

About this home

St. Augustine

Ready by end or May! A new Colour Home model has arrived on Anastasia Island. Nestled within a quiet residential treelined street and minutes to local beaches, this home will feature 4 bedrooms, 3.5 bathrooms, a heated salt water pool with travertine decking and a detached garage. Pictures show digital renderings as well as actual under construction photos. This unique design features an abundance of skylights and large windows that capture natural light and the surrounding trees and natural beauty. Living space will blend seamlessly with the outdoor space via downstairs accordion folding doors, covered patio and an upstairs balcony. Like all Colour Homes, construction begins with 2x6 studs, a metal roof, spray foam insulation, cementitious board siding, cypress wood accents, soft close wood cabinetry, quartz countertops and the signature large energy efficient windows. All combined to deliver a high quality and low maintenance home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,594
Property taxesest. at asking price, St. Johns County$1,344
Estimated total, before insurance$6,938/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,418/yr · $201/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,010,000
$202,000
Loan Term
Monthly Payment
$5,594
Principal & Interest: $5,594
Property taxes (est.): $1,344
Insurance (est.): $673
Estimated Total Monthly
$7,612
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,058 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$178,750$178,750—
2025$148,232$130,663—
2024$172,425$74,148—
2024$143,477$118,785▼ $146
2023$172,425$67,407—
2023$132,132$107,987—
2022$144,155$61,279—
2022$120,731$98,170▲ $16,009
2021$97,350$55,708—
2021$91,366$89,246—
2020$86,900$50,644—
2020$81,133$81,133—

2025 property taxes (current owner): $2,418/yr

Estimated taxes if purchased at asking price: ~$16,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$1,080,000
  • Feb 5, 2026Listed$1,080,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $329/sq ft; this home is listed at $451/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
972 Saltwater Circle, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYOct 2026$599,000$2603/2.52,308810.2
125 Island Hammock Way, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$1,025,000$3293/2.53,1131110.2
35 Ocean Court, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$634,500$3543/2.51,792970.2
3 Geberts Way, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESAug 2026$1,000,000$4123/3.52,42770.3
606 Teeside Court, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKJun 2026$646,000$3043/22,1261770.3
1121 Overdale Road, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$610,000$3144/41,9441130.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,080,000
Price / Sq Ft$451
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,395
Acres0.16 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUnder Construction
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesSalt Water
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

Community Information

Address2502 Oleander Street, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionAnastasia Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size6,969.6 sq ft
Lot Dimensions50x160
Parcel Number1664600000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
Green / EnergyInsulation, Lighting, Windows
ParkingAdditional Parking, Detached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate, Tile
# of Stories2
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
FencingPrivacy
RoofMetal
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 5, 2026
Days on Market91
Tax Amount$2,417.64
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: COLOUR HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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