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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cathedral Oaks, Jacksonville — a pool home in Jacksonville.

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Active·45 days on market·Cathedral Oaks

3763 Cathedral Oaks Place S

Jacksonville, FL 32217

$779,000$220/sqftEst. $4,264/moMLS# 2161310
↓ $16,000 below original list
4
Beds
3
Baths
3,537
Sq Ft
1969
Built
—
Garage
Yes
Pool

All Cathedral Oaks homes for sale →Search Cathedral Oaks on the map

FEMA Zone XNo HOA0.49 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cathedral Oaks

Embrace Florida living within a timeless, classic framework at 3763 Cathedral Oaks Place S. Located in the cherished Cathedral Oaks community just off San Jose Boulevard, this beautifully designed 3,537 sq. ft. pool home offers an exceptional blend of spacious living, thoughtful functionality, and inviting indoor-outdoor spaces. The expansive 4-bedroom, 3-bathroom floor plan is designed to accommodate both everyday living and effortless entertaining. Three bedrooms are thoughtfully positioned on one side of the home, while the fourth bedroom and additional flex space, and a full bathroom are located on the opposite side with separate access--creating an ideal private retreat for a teenager, extended family member, guests, or a home office arrangement. At the heart of the home is a well-appointed kitchen featuring elegant quartz countertops and backsplash, abundant cabinetry, stainless steel appliances, and a Viking gas range.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,264
Property taxesest. at asking price, Duval County$1,272
Estimated total, before insurance$5,536/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,730/yr · $561/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$779,000
$155,800
Loan Term
Monthly Payment
$4,264
Principal & Interest: $4,264
Property taxes (est.): $1,272
Insurance (est.): $519
Estimated Total Monthly
$6,055
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,730/yr

Estimated taxes if purchased at asking price: ~$15,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 20, 2026Price change$779,000−$16,000
  • Aug 21, 2026Listed$795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$779,000
Price / Sq Ft$220
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,537
Acres0.49 acres
Year Built1969
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address3763 Cathedral Oaks Place S, Jacksonville, FL 32217
Area012-San Jose
SubdivisionCathedral Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size21,344.4 sq ft
Parcel Number1517000230

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Pantry
AppliancesDishwasher, Gas Range
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesAbove Ground

Exterior

RoofMetal
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedAugust 21, 2026
Days on Market34
Tax Amount$6,730.06
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cathedral Oaks

Cathedral Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all Cathedral Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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