This home is in Parkland Preserve, St. Augustine.

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Active Under Contract

Active Under Contract·83 days on market·Parkland Preserve

145 Spoonbill Circle

St. Augustine, FL 32095

$372,000$207/sqftEst. $1,980/moMLS# 2141855

Beds

Baths

1,799

Sq Ft

2020

Built

Garage

Pool

About this home

Parkland Preserve

WELCOME HOME to the vibrant, gated 55+ community of Parkland Preserve, where active adult living meets comfort, convenience, and low-maintenance ease. This beautifully maintained residence offers an inviting open floor plan designed for both everyday living and effortless entertaining, with spacious living areas, a well-appointed kitchen, and a relaxing covered lanai perfect for enjoying Florida's beautiful weather. Residents of Parkland Preserve enjoy exceptional resort-style amenities including a community pool, clubhouse, fitness center, pickleball courts, dog park, walking paths, and a vibrant calendar of social events and activities. Meet friends at the clubhouse, enjoy a swim in the pool, stay active in the fitness center, or join neighbors for pickleball and more. Ideally located in St. Augustine near shopping, dining, golf, medical facilities, historic downtown, and convenient access to I-95, this home offers the perfect balance of

Cost to own

Mortgage calculator

Home Price

$372,000

Down Payment: 20%

$74,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,891

Principal & Interest: $1,891

Est. Taxes & Insurance: $473

Estimated Total Monthly

$2,364

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,980

Property taxesest. at asking price, St. Johns County$495

HOAbilled quarterly$82

Estimated total, before insurance$2,557/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$356,548	$259,687	—
2024	$344,501	$251,520	—
2023	$322,464	$242,592	—
2022	$312,600	$238,424	—
2021	$60,000	$60,000	—

2025 property taxes (current owner): $8,054/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History