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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·46 days on market

1725 Forest Lake Circle E 3

Jacksonville, FL 32225

$219,900$183/sqftEst. $1,204/moMLS# 2161152
↓ $15,000 below original list
2
Beds
2
Baths
1,200
Sq Ft
2004
Built
1
Garage
No
Pool
FEMA Zone XHOA $380/moWaterfrontCondominium2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to your new home in the desirable gated Forest Creek community! This beautifully updated 2 bed/ 2 bath end unit is a must see! Step inside to find a spacious open-concept living area. The gorgeous kitchen features all new cabinets, new quartz countertops, and brand new stainless steel appliances. The entire condo has been updated, which includes all new LVP flooring throughout the home to create a seamless flow. The bathrooms feature new vanities with quartz counters, new toilets, and all updated fixtures. Relax on your private balcony and enjoy the serene water views! Attached garage for your convenience and ample storage. Washer and dryer included. Brand new water heater and 2020 AC unit. New roof 2020. Amenities include an amazing community pool, playground, and basketball court. Beautiful walking paths throughout community and neighborhood. Great location, only minutes to the beach and not far from St. Johns Town Center or the airport.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,204
Property taxesest. at asking price, Duval County$359
HOAbilled monthly$380
Estimated total, before insurance$1,943/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$219,900
$43,980
Loan Term
Monthly Payment
$1,204
Principal & Interest: $1,204
Property taxes (est.): $359
Insurance (est.): $147
Estimated Total Monthly
$1,709
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 29, 2026Price change$219,900−$5,000
  • Sep 15, 2026Price change$224,900−$5,000
  • Sep 1, 2026Price change$229,900−$5,000
  • Aug 21, 2026Listed$234,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,900
Price / Sq Ft$183
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,200
Year Built2004
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1725 Forest Lake Circle E 3, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionForest Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Parcel Number1611327707

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Maintenance Structure, Trash
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Guest
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
RoofShingle

Additional Information

Date ListedAugust 21, 2026
Days on Market42
HOA Fees$380 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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