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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·93 days on market

12301 Kernan Forest Boulevard 2402

Jacksonville, FL 32225

$229,000$150/sqftEst. $1,268/moMLS# 2155333
↓ $7,900 below original list
3
Beds
2
Baths
1,530
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $44/mo436 sqft lotCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This immaculate, move-in-ready end-unit condominium is flooded with natural light and located in a prime gated community just minutes from I-295, UNF, Mayport, and the beaches. The spacious open floor plan flows seamlessly into a private primary suite, which boasts dual vanities, a separate shower, a massive walk-in closet, and exclusive access to an oversized balcony. Freshly updated throughout, the home features brand-new flooring, a modern kitchen with new stainless-steel appliances, and a crisp, clean coat of paint. Combining modern luxury with a maintenance-free lifestyle, this pristine property sits just steps from the community pool and offers the ultimate in convenience and comfort.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,268
Property taxesest. at asking price, Duval County$374
HOAbilled annually$44
Estimated total, before insurance$1,686/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,706/yr · $309/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$229,000
$45,800
Loan Term
Monthly Payment
$1,268
Principal & Interest: $1,268
Property taxes (est.): $374
Insurance (est.): $153
Estimated Total Monthly
$1,795
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,706/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Price change$229,000−$7,900
  • Jul 14, 2026Listed$236,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12301 Kernan Forest Boulevard 1306, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTSJul 2026$205,000$1832/21,122130
12301 Kernan Forest Boulevard 1902, Jacksonville, FL 32225Listed by LPT REALTY, LLCSep 2026$220,000$1443/21,5301440.1
12301 Kernan Forest Boulevard 2806, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$221,500$1972/21,122740.1
12301 Kernan Forest Boulevard 202, Jacksonville, FL 32225Listed by THE LEGENDS OF REAL ESTATEAug 2026$246,000$1613/21,530450.1
12301 Kernan Forest Boulevard 1808, Jacksonville, FL 32225Listed by MARK SPAIN REAL ESTATEAug 2026$200,000$1603/21,250400.1
12301 Kernan Forest Boulevard 1307, Jacksonville, FL 32225Listed by MOMENTUM REALTYJul 2026$218,000$1423/21,530350.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,000
Price / Sq Ft$150
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,530
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12301 Kernan Forest Boulevard 2402, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionHammock Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size435.6 sq ft
Parcel Number1611327332

Amenities

AmenitiesBasketball Court, Clubhouse, Gated, Playground
Community FeaturesGated
UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Guest

Interior

Interior FeaturesBreakfast Bar, Pantry
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Freezer, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsMulti/Split, Two
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 14, 2026
Days on Market63
HOA Fees$525 / Annually
HOA FrequencyAnnually
HOA NameHammock Grove Condo Association
Tax Amount$3,706.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: R REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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