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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Mar 24, 2026·184 days on market·Recent sales in Jacksonville

1731 Forest Lake Circle W 2

Jacksonville, FL 32225

$230,000sold priceListed at $240,000 · 95.8% of asking$148/sqftMLS# 2106371
3
Beds
2.5
Baths
1,557
Sq Ft
2004
Built
1
Garage
No
Pool
HOA $375/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

Introducing the 3 Bedroom, 2.5 Bathroom Forest Creek Condo in Jacksonville, FL. This spacious 1500+ square foot condo features brand new stainless steel kitchen appliances. Fresh paint and new carpet throughout the unit! One car garage for convenient parking, a community club pool for relaxation and recreation, a kids splash zone, playground for outdoor fun, and a basketball court for those who love to stay active. The convenience of having a washer and dryer included in the unit makes laundry day a breeze. Located within the Kernan Forest neighborhood, Forest Creek is in a gated community, residents can enjoy added security and peace of mind. Close proximity to Mayport Naval Base, major highways, restaurants and shopping! Don't miss out on this fantastic opportunity to call this beautiful condo home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
HOAbilled monthly$375
Estimated total, before insurance$2,025/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,611/yr · $301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,611/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12301 Kernan Forest Boulevard 2806, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$221,500$1972/21,122740.1
12301 Kernan Forest Boulevard 1307, Jacksonville, FL 32225Listed by MOMENTUM REALTYJul 2026$218,000$1423/21,530350.1
12301 Kernan Forest Boulevard 1507, Jacksonville, FL 32225Listed by BUCK & BUCK INCApr 2026$227,500$1493/21,530170.1
12407 N Forest Lake Circle 2, Jacksonville, FL 32225Listed by ERA ONETEAM REALTYApr 2026$242,000$1553/2.51,5571300.1
12301 Kernan Forest Boulevard 2702, Jacksonville, FL 32225Listed by BUCK & BUCK INCMar 2026$229,500$1503/21,5301220.1
1725 Forest Lake Circle 3, Jacksonville, FL 32225Listed by NEXTHOME COAST2COASTMar 2026$142,000$1182/21,200180.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$154
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,557
Acres0.01 acres
Year Built2004
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1731 Forest Lake Circle W 2, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionForest Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size435.6 sq ft
Parcel Number1611327887

Amenities

AmenitiesPool, Basketball Court, Playground, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Side Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 29, 2025
Days on Market184
HOA Fees$375 / Monthly
HOA FrequencyMonthly
HOA NameForest Creek Condo Association
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash
Tax Amount$3,610.91
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE EAST COAST PROPERTY MANAGEMENT LLC

Sold by: LPT REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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