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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Landing, Ponte Vedra Beach.

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Sold

Sold·Closed Sep 25, 2026·4 days on market·Recent sales in Ponte Vedra Landing·Ponte Vedra Landing

193 Miraloma Lane

Ponte Vedra Beach, FL 32082

$490,000sold priceListed at $485,000 · 101% of asking$307/sqftMLS# 2161097
4
Beds
2
Baths
1,595
Sq Ft
1989
Built
1
Garage
No
Pool

3 more homes for sale in Ponte Vedra Landing →Search Ponte Vedra Landing on the map

FEMA Zone XNo HOASingle Family Residence1 story

About this home

Ponte Vedra Landing

Welcome to 193 Miraloma Lane, a rare four-bedroom home in the welcoming Ponte Vedra Landing neighborhood of Ponte Vedra Beach. Enjoy the convenience of a short bike ride to the beach, with popular restaurants, shopping, and everyday amenities all close by. Inside, the home features LVP flooring throughout the main the living space, fresh paint, and thoughtful updates. The kitchen offers stainless steel appliances, granite countertops, a pantry, and plenty of cabinet storage. Beyond the kitchen, the spacious dining and living area provides plenty of room to gather, unwind, and entertain. The generously sized primary suite offers excellent storage with three closets, along with a dedicated vanity and sink and a separate shower and toilet area. Three additional spacious bedrooms provide flexibility for family, guests, or a home office, while the updated guest bathroom adds a fresh, modern touch. Step outside to enjoy the screened-in lanai, perfect for relaxing or entertaining

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,714
Property taxesest. at asking price, St. Johns County$652
Estimated total, before insurance$3,366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,714
Principal & Interest: $2,714
Property taxes (est.): $652
Insurance (est.): $327
Estimated Total Monthly
$3,693
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · St Johns County Utilities - water accounts

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 25, 2026Closed$485,000
  • Aug 24, 2026Active Under Contract$485,000
  • Aug 20, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $385/sq ft; this home is listed at $304/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
192 Vista Grande Drive, Ponte Vedra Beach, FL 32082Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Aug 2026$350,000$3052/21,1492010
180 El Dorado Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$450,000$3322/21,356700.1
85 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$533,800$4683/21,140260.2
28 Cobia Street, Ponte Vedra Beach, FL 32082Listed by O'MALLEY REAL ESTATE INCSep 2026$597,000$4043/21,477530.3
149 Bimini Court, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$445,000$3523/21,26430.4
137 Bimini Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$435,000$3852/21,1291840.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$485,000
Price / Sq Ft$304
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,595
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address193 Miraloma Lane, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionPonte Vedra Landing
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0512900570

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Double Oven, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

Lot DescriptionCorner Lot
Patio / PorchScreened
FencingFenced, Back Yard

Additional Information

Date ListedAugust 20, 2026
Days on Market4
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ponte Vedra Landing

Ponte Vedra Landing is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Ponte Vedra Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines