Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·1 day on market

4069 Huntington Forest Boulevard

Jacksonville, FL 32257

$400,000$256/sqftEst. $2,054/moMLS# 2160953

Beds

Baths

1,560

Sq Ft

1977

Built

Garage

Yes

Pool

About this home

Jacksonville

Fully Renovated 4BR Pool Home in Mandarin | New Roof & HVAC Welcome to this stunning 4-bedroom, 2-bathroom pool home nestled in the heart of Mandarin, where modern style meets effortless Florida living. Thoughtfully renovated from top to bottom, this move-in-ready home offers an impressive list of upgrades and a fresh, contemporary feel throughout. Inside, you'll find a bright and inviting open-concept layout with updated flooring, fresh interior and exterior paint, and stylish finishes throughout. The beautifully remodeled kitchen is the heart of the home, featuring a modern design that is perfect for both everyday living and entertaining. Both bathrooms have been tastefully updated, adding to the home's turnkey appeal. Major improvements include a brand-new roof, HVAC system, water heater, flooring, renovated kitchen and bathrooms, new back patio, and brand-new privacy fence--giving the next owner the peace of mind that comes with having the big-ticket items already taken care of.

Cost to own

Mortgage calculator

Home Price

$400,000

Down Payment: 20%

$80,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,054

Principal & Interest: $2,054

Property taxes (est.): $653

Insurance (est.): $267

Estimated Total Monthly

$2,974

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,054

Property taxesest. at asking price, Duval County$653

Estimated total, before insurance$2,707/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,595/yr · $300/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$310,502	$171,770	▲ $20,092
2024	$291,058	$166,222	▼ $680
2023	$317,752	$159,925	▲ $25,151
2022	$281,368	$153,811	—
2021	$213,428	$147,875	▲ $10,673
2020	$197,444	$145,143	▲ $6,444

2025 property taxes (current owner): $3,595/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,435 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History