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This home is in St. Augustine.

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Active·2 days on market

162 Riverwalk Boulevard

St. Augustine, FL 32259

$420,000$263/sqftEst. $2,161/moMLS# 2160214

Beds

Baths

1,600

Sq Ft

2016

Built

Garage

Pool

About this home

St. Augustine

Immaculate, beautifully updated and truly move-in ready! This inviting home offers a bright, open floor plan with a new kitchen featuring quartz countertops, upgraded cabinetry, Bosch dishwasher, and gas range with air fry and convection, plus a convenient coffee bar. Additional upgrades include a tankless gas water heater, whole-house generator, water softener system, filtered drinking water, R-38 ceiling insulation, updated lighting and fans, and LG washer and dryer. The updated primary bath features beautiful cabinetry and dual shower heads, while a recent addition provides a private office space ideal for working from home. You'll also appreciate the spacious laundry room, welcoming front porch, newer roof and screened rear patio perfect for enjoying the Florida lifestyle. The rear-entry garage is accessed from the alley, creating an attractive streetscape and great curb appeal. Enjoy everything RiverTown has to offer, including resort-style pools, fitness facilities, sports courts

Cost to own

Mortgage calculator

Home Price

$420,000

Down Payment: 20%

$84,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,161

Principal & Interest: $2,161

Property taxes (est.): $559

Insurance (est.): $280

Estimated Total Monthly

$3,000

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,161

Property taxesest. at asking price, St. Johns County$559

HOAbilled annually$4

Estimated total, before insurance$2,725/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,370/yr · $448/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,370/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA_Premises point dataset with CCB_DESCR like sewer

County records show this parcel on central sewer served by JEA_Premises point dataset with CCB_DESCR like sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History