This home is in St. Johns — a home near Bartram Trail High School.
Active·47 days on market
93 Lochloosa Court
St. Johns, FL 32259
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Johns
Why wait for a home to be built when you can enjoy the benefits of a thoughtfully upgraded home that is ready now? Welcome to 93 Lochloosa Court, located in the highly sought-after RiverTown community in St. Johns! This beautifully enhanced home offers the perfect blend of comfort, functionality, and Florida living, with upgrades that make everyday life even more enjoyable. Step inside to discover thoughtful details throughout, including stylish board-and-batten accents in the bathrooms and bedrooms that add character and a custom feel. The laundry room features a butcher block countertop, while the garage is designed for more than just parking with an epoxy-coated floor, mini-split AC, and a convenient utility sink. A built-in office with a Murphy bed provides the flexibility to work from home, accommodate guests, or create an additional multipurpose space. Step outside to the screened-in lanai and enjoy your morning coffee or unwind in the evening while taking advantage of Florida's
Next steps in RiverTown
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 19 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Parkabout 3 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 3 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complexabout 0.8 mi · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publixabout 2 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,399/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Price change$409,900−$10,000
- Sep 4, 2026Listed$419,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $255/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 138 Meadow Creek Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Aug 2026 | $379,900 | $275 | 3/2 | 1,382 | 23 | 0.4 |
| 124 Meadow Creek Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS JACKSONVILLE | Jun 2026 | $475,000 | $230 | 4/2.5 | 2,066 | 31 | 0.4 |
| 144 Silkgrass Place, St. Johns, FL 32259Listed by REAL BROKER LLC | Jun 2026 | $537,900 | $265 | 4/3 | 2,030 | 13 | 0.8 |
| 74 Sanderson Drive, Jacksonville, FL 32259Listed by CROSSVIEW REALTY | Jul 2026 | $390,000 | $241 | 3/2 | 1,620 | 140 | 1 |
| 162 Riverwalk Boulevard, St. Augustine, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Sep 2026 | $430,000 | $269 | 3/2 | 1,600 | 6 | 1.1 |
| 391 Sternwheel Drive, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $457,000 | $253 | 3/2 | 1,805 | 103 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA'S CHOICE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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