Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

Photo 1 / 60
Sold

Sold·Closed Aug 11, 2026·2 days on market·Recent sales in RiverTown

32 Keeneland Road

St. Johns, FL 32259

$417,000sold priceListed at $425,000 · 98.1% of asking$257/sqftMLS# 2150592
3
Beds
2
Baths
1,620
Sq Ft
2020
Built
2
Garage
No
Pool
FEMA Zone XHOA $4/mo7,405 sqft lotSingle Family Residence1 story

About this home

St. Johns

Experience the sought-after Rivertown lifestyle in this better-than-new stylish home, perfectly situated on a wooded homesite with a fully fenced backyard. Designed for both comfort and style, the versatile third bedroom features elegant French doors, making it ideal as a home office, flex space, or guest room. The thoughtfully designed kitchen is the heart of the home, showcasing quartz countertops, 42-inch cabinets, and oversized center island. The expansive sliding glass doors fill the main living area with natural light and create a seamless connection to the outdoors. Step outside to enjoy Florida living year-round on the extended screened lanai overlooking your private backyard. Retreat to the spacious primary suite, with tray ceilings, a large walk-in closet, and a beautifully appointed bath featuring a tiled walk-in shower. Enjoy access to Rivertown's world-class resort-style amenities in a peaceful setting still conveniently close to shopping, dining & top-rated schools!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,310
Property taxesest. at asking price, St. Johns County$555
HOAbilled annually$4
Estimated total, before insurance$2,869/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,620/yr · $635/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$417,000
$83,400
Loan Term
Monthly Payment
$2,310
Principal & Interest: $2,310
Property taxes (est.): $555
Insurance (est.): $278
Estimated Total Monthly
$3,143
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $447,500 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$392,236$340,358—
2024$380,058$330,058—
2023$387,859$292,654—
2022$368,771$210,741—
2021$253,147$203,147—
2020$75,000$60,500—

2025 property taxes (current owner): $7,620/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$425,000
  • Aug 4, 2026Pending$425,000
  • Jul 12, 2026Active Under Contract$425,000
  • Jul 10, 2026Active$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $262/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
27 Cloverbrook Road, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$505,000$2494/22,030530.1
254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS)Oct 2026$524,756$2762/21,90000.2
305 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$449,000$2672/21,682160.2
191 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$439,400$2612/21,6821450.2
133 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$449,000$2372/21,8962360.2
183 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJul 2026$449,000$2402/21,867850.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$262
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,620
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address32 Keeneland Road, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0007140400
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJuly 10, 2026
Days on Market2
HOA Fees$53 / Annually
HOA FrequencyAnnually
Tax Amount$7,620.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines