This home is in Rivertown, St. Johns.
Active·Listed today·Rivertown
32 Keeneland Road
St. Johns, FL 32259
About this home
Rivertown
Experience the sought-after Rivertown lifestyle in this better-than-new stylish home, perfectly situated on a wooded homesite with a fully fenced backyard. Designed for both comfort and style, the versatile third bedroom features elegant French doors, making it ideal as a home office, flex space, or guest room. The thoughtfully designed kitchen is the heart of the home, showcasing quartz countertops, 42-inch cabinets, and oversized center island. The expansive sliding glass doors fill the main living area with natural light and create a seamless connection to the outdoors. Step outside to enjoy Florida living year-round on the extended screened lanai overlooking your private backyard. Retreat to the spacious primary suite, with tray ceilings, a large walk-in closet, and a beautifully appointed bath featuring a tiled walk-in shower. Enjoy access to Rivertown's world-class resort-style amenities in a peaceful setting still conveniently close to shopping, dining & top-rated schools!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $447,500 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $392,236 | $340,358 | — |
| 2024 | $380,058 | $330,058 | — |
| 2023 | $387,859 | $292,654 | — |
| 2022 | $368,771 | $210,741 | — |
| 2021 | $253,147 | $203,147 | — |
| 2020 | $75,000 | $60,500 | — |
2025 property taxes (current owner): $7,620/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,710 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 10, 2026Active$425,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Rivertown
Rivertown is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Rivertown homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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