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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Trailmark, St. Augustine.

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Active

Active·Listed today·Trailmark

116 Providence Drive

St. Augustine, FL 32092

$520,000$218/sqftEst. $2,880/moMLS# 2169507
4
Beds
3
Baths
2,383
Sq Ft
2017
Built
2.5
Garage
No
Pool

42 more homes for sale in Trailmark →Search Trailmark on the map

HOA $8/mo16,988 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Trailmark

Step inside this Destin model in TrailMark and you'll notice the difference right away, starting with tile flooring throughout, with no carpet anywhere. This 4-bedroom, 3-bath home sits on an expansive 0.39-acre homesite, one of the larger lots for this floor plan, with an oversized 3-car garage. The heart of the home is a chef's kitchen anchored by a large island with seating, plus double ovens, a gas cooktop and ample cabinet and counter space, all flowing into a bright, open family room under tray ceilings. A split-bedroom layout keeps the owner's suite private, with a walk-in closet and a bath with a soaking tub and walk-in glass shower. Outside, the screened lanai overlooks a generous backyard with plenty of room for a pool, a play area or an outdoor kitchen. Life in TrailMark means pools, a fitness center, sports courts, parks, miles of trails and Six Mile Creek access, with everyday shopping and dining close by and St. Johns County schools.

Next steps in Trailmark

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, St. Johns County$692
HOAbilled annually$8
Estimated total, before insurance$3,581/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,096/yr · $675/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $692
Insurance (est.): $347
Estimated Total Monthly
$3,919
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,096/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
107 Providence Drive, St. Augustine, FL 32092Listed by VILANO CREEK VENTURES LLCSep 2026$520,000$2244/32,32520
62 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2026$425,000$2064/32,0661220.3
199 Osprey Mills Lane, St. Augustine, FL 32092Listed by 1 REALTY CORPSep 2026$498,000$2414/32,066200.4
144 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLCAug 2026$436,000$2114/32,0661030.4
98 Ferndale Way, St. Augustine, FL 32092Listed by SELLSTATE NEXT GENERATION REALTYSep 2026$410,000$2173/21,893300.5
105 Bloomfield Way, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2026$474,900$2094/3.52,27040.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$520,000
Price / Sq Ft$218
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,383
Acres0.39 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2.5
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address116 Providence Drive, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionTrailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size16,988.4 sq ft
Parcel Number0290110480

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesHis and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesCommunity

Exterior

Lot DescriptionCleared
Patio / PorchGlass Enclosed, Rear Porch
RoofShingle

Additional Information

Date ListedOctober 16, 2026
Days on Market6
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$8,096.34
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HALDEMAN REALTY & MANAGEMENT LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Trailmark

Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Trailmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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