This home is in Jacksonville.
$965,0004 bd · 3 ba · 3,078 sq ft
Active·93 days on market
2258 Riverside Avenue
Jacksonville, FL 32204
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
RARE RIVERSIDE LIVE/WORK OPPORTUNITY! Own a distinctive piece of Jacksonville history on iconic Riverside Avenue. This impressive two-story brick property blends timeless architectural character with remarkable flexibility for modern living. Beautiful hardwood floors, abundant natural light, classic details and spacious rooms create a warm, sophisticated interior ready to be reimagined as an exceptional residence. Mature oaks, lush landscaping and prominent frontage deliver unforgettable curb appeal, while private paved rear parking offers a rare neighborhood convenience. A detached carriage house adds even more potential, with existing architectural and structural drawings contemplating approximately 480 SF of living space with kitchen, full bath and loft-style bedroom. Currently used as professional office space, the property presents an extraordinary opportunity to create a signature Riverside home, live/work retreat or both. Buyer to verify zoning, permitted uses, and plans.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1925)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 17 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
North Bank River Walk – Gefen Park Paddlecraft Accessabout 1 mi · Saint Johns River
Closest youth league fields
Winston Family YMCAabout 1 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Publixabout 0.2 mi · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $669,000 | $669,000 | — |
2025 property taxes (current owner): $10,998/yr
Estimated taxes if purchased at asking price: ~$19,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 6, 2026Price change$965,000−$64,000
- Sep 27, 2026Price change$1,029,000−$50,000
- Aug 13, 2026Listed$1,079,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $314/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2301 Oak Street, Jacksonville, FL 32204Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $875,000 | $274 | 6/3.5 | 3,198 | 41 | 0.1 |
| 2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Aug 2026 | $780,000 | $280 | 5/3 | 2,784 | 54 | 0.3 |
| 2772 Riverside Avenue, Jacksonville, FL 32205Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $815,500 | $252 | 5/4 | 3,230 | 80 | 0.5 |
| 2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOME | Oct 2026 | $750,000 | $326 | 4/3 | 2,301 | 20 | 0.6 |
| 2257 Ernest Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Aug 2026 | $675,000 | $270 | 4/3 | 2,500 | 67 | 0.6 |
| 2789 Selma Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $675,000 | $242 | 5/4 | 2,784 | 32 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: DALTON WADE INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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