This home is in Vista Cove, St. Augustine — a gated community home in St. Johns County.
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Sold·Closed May 8, 2026·20 days on market·Recent sales in Vista Cove·Vista Cove
4815 Serena Circle
St. Augustine, FL 32084
11 more homes for sale in Vista Cove →Search Vista Cove on the map
About this home
Vista Cove
Move-in ready, beautifully updated, and set against a tranquil conservation backdrop--this Vista Cove condo truly stands apart. Located at the peaceful end of Serena Circle, this beautifully updated two-story townhome-style condo offers tranquil conservation views and an impressive list of upgrades throughout, all designed with a stylish modern farmhouse with urban flair aesthetic that blends modern finishes with warm, inviting character. Step inside to discover ceramic tile flooring and baseboards installed in 2021, an elegant oak staircase, and new upstairs carpeting. The remodeled gourmet kitchen is the centerpiece of the home, featuring quartz countertops, shaker-style cabinetry, stainless steel appliances, a farmhouse sink, stylish backsplash, and overhead vent--perfectly complementing the home's city farmhouse design theme.
Next steps in Vista Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,755 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,362/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Mar 16, 2026Listed$349,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $217/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4411 Serena Circle, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Feb 2026 | $287,500 | $180 | 3/3 | 1,600 | 103 | 0.1 |
| 1412 Vista Cove Road, St. Augustine, FL 32084Listed by MARK SPAIN REAL ESTATE | Jun 2025 | $235,000 | $162 | 3/2.5 | 1,450 | 322 | 0.1 |
| 2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $270,000 | $194 | 2/2 | 1,393 | 31 | 0.2 |
| 3208 Haley Point Road, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Aug 2026 | $240,000 | $166 | 3/2 | 1,448 | 3 | 0.2 |
| 3117 Haley Pointe Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $247,000 | $175 | 3/2.5 | 1,412 | 34 | 0.2 |
| 1125 Vista Cove Road, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $273,000 | $196 | 3/2 | 1,393 | 190 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vista Cove
Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Vista Cove homes for sale →Keep looking
More homes in Vista Cove
For Sale3327 Haley Point RoadSt. Augustine, FL 32084
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Under Contract5204 Drury LaneSt. Augustine, FL 32084
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$319,900Est. $1,703/moWelcome to this beautifully updated, first-floor condominium with private garage, where an open layout and wide-plank…
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Pending1300 Vista Cove RoadSt. Augustine, FL 32084
3 bd · 2 ba
$300,000Est. $1,597/moMove-in-ready and stylish, this 3 bedroom, 2 bath ground-floor corner condo in highly sought-after Vista Cove offers…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale3111 Haley Pointe RoadSt. Augustine, FL 32084
3 bd · 3 ba
$299,953Est. $1,596/moWelcome home to 3111 Hailey Point, where peaceful waterfront living meets the historic downtown St. Augustine! Located…
Listing Office: keller williams realty atlantic partners st. augustine
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines