This home is in Surfside, St. Augustine — a pool home in St. Johns County.
Sold·Closed Sep 21, 2026·4 days on market·Recent sales in Surfside·Surfside
157 Lawn Avenue
St. Augustine, FL 32084
9 more homes for sale in Surfside →Search Surfside on the map
About this home
Surfside
Luxury Coastal Retreat with Heated Pool & Spa | Walk to Vilano Beach | Proven Vacation Rental Opportunity Just a short 6-minute walk from the sand, this beautifully renovated 7-bedroom, 4.5-bath coastal retreat offers over 4,000 square feet of living space in one of St. Augustine's most sought-after beachside communities. Whether you're searching for a primary residence, second home, or high-performing vacation rental investment, this exceptional property delivers the ideal blend of luxury, location, and lifestyle. Designed to accommodate large gatherings, the home comfortably sleeps up to 18 guests and features expansive living spaces, soaring ceilings, and a dramatic two-story great room highlighted by wood coffered ceilings and a stunning statement chandelier. The open-concept layout flows seamlessly from the spacious living areas to the private outdoor oasis.
Next steps in Surfside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,820 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $15,211/yr
Estimated taxes if purchased at asking price: ~$22,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 21, 2026Closed$1,400,000
- Sep 3, 2026Pending$1,400,000
- Aug 15, 2026Active Under Contract$1,400,000
- Aug 9, 2026Listed$1,400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $596/sq ft; this home is listed at $341/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 28 E Park Avenue, St. Augustine, FL 32084Listed by THE NEWCOMER GROUP | Jun 2026 | $1,090,000 | $342 | 3/2.5 | 3,190 | 61 | 1.2 |
| 213 Twenty-First Street, St. Augustine, FL 32084Listed by LINWARD REALTY, LLC | Jun 2026 | $1,865,000 | $596 | 4/4.5 | 3,131 | 47 | 1.3 |
| 17 Sylvan Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jul 2026 | $1,075,000 | $329 | 4/3.5 | 3,271 | 48 | 1.4 |
| 70 Water Street, St. Augustine, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,835,000 | $601 | 3/3 | 3,053 | 72 | 1.7 |
| 65 Water Street, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $4,750,000 | $1,136 | 3/4.5 | 4,180 | 35 | 1.7 |
| 107 Arpieka Avenue, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $732,000 | $250 | 4/2 | 2,927 | 28 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Surfside
Surfside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.
View all Surfside homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines