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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Sold

Sold·Closed Aug 3, 2026·0 days on market·Recent sales in Jacksonville Beach

4528 Hunterston Lane

Jacksonville, FL 32224

$2,348,500sold priceListed at $2,348,500 · 100% of asking$620/sqftMLS# 2158335
4
Beds
4.5
Baths
3,787
Sq Ft
2022
Built
3
Garage
No
Pool
HOA $698/mo0.51 acresSingle Family Residence1 story

About this home

Jacksonville

Entered for comparable purposes only - off-market transaction

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$13,008
Property taxesest. at asking price, Duval County$3,835
HOAbilled quarterly$698
Estimated total, before insurance$17,542/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$25,834/yr · $2,153/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,348,500
$469,700
Loan Term
Monthly Payment
$13,008
Principal & Interest: $13,008
Property taxes (est.): $3,835
Insurance (est.): $1,566
Estimated Total Monthly
$18,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $25,834/yr

Estimated taxes if purchased at asking price: ~$46,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$2,348,500
  • Aug 3, 2026Listed$2,348,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $361/sq ft; this home is listed at $620/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4575 Swilcan Bridge Lane N, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,930,000$5335/4.53,618920.8
12080 Generations Avenue, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSJul 2026$820,000$2784/42,9532930.8
5297 Piney Woods Way, Jacksonville, FL 32224Listed by KELLER WILLIAMS ST JOHNSJul 2026$825,000$2984/32,773560.8
5322 Legacy Pines Way, Jacksonville, FL 32224Listed by SUPER SELLERSep 2026$843,750$3154/32,682231
12197 Tribute Circle, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCAug 2026$1,124,500$3614/3.53,113421
11989 Reunion Circle, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYJul 2026$1,473,594$4294/3.53,43501

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,348,500
Price / Sq Ft$620
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,787
Acres0.51 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address4528 Hunterston Lane, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size22,215.6 sq ft
Parcel Number1677323455

Amenities

UtilitiesOther
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesGas Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 3, 2026
Days on Market0
HOA Fees$2,095 / Quarterly
HOA FrequencyQuarterly
Tax Amount$25,834.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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