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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Glen Kernan, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jul 31, 2026·92 days on market·Recent sales in Glen Kernan·Glen Kernan

4575 Swilcan Bridge Lane N

Jacksonville, FL 32224

$1,930,000sold priceListed at $1,999,999 · 96.5% of asking$533/sqftMLS# 2139187
5
Beds
4.5
Baths
3,618
Sq Ft
2026
Built
4
Garage
No
Pool

9 more homes for sale in Glen Kernan →Search Glen Kernan on the map

FEMA Zone XHOA $698/mo15,682 sqft lotSingle Family Residence2 storiesNew construction

About this home

Glen Kernan

A stunning new construction estate within the exclusive, guard-gated community of Glen Kernan. Thoughtfully designed with over 3,600 square feet, this custom residence offers 5 bedrooms, 4+ baths, and refined architectural details throughout. A grand open-concept layout is anchored by a designer chef's kitchen featuring premium appliances, an expansive island, and custom finishes, all flowing seamlessly into elegant living and dining spaces. The private primary suite is a true retreat, complete with a spa-inspired bath and generous walk-in closets. Designed for effortless indoor-outdoor living, enjoy a covered lanai ideal for year-round entertaining. Glen Kernan residents experience resort-style living with a championship golf course, clubhouse dining, fitness center, tennis and pickleball courts, and 24-hour security. Ideally located near the beaches, Mayo Clinic, and Jacksonville's finest shopping and dining, this home embodies elevated North Florida living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,690
Property taxesest. at asking price, Duval County$3,151
HOAbilled quarterly$698
Estimated total, before insurance$14,540/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,653/yr · $554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,930,000
$386,000
Loan Term
Monthly Payment
$10,690
Principal & Interest: $10,690
Property taxes (est.): $3,151
Insurance (est.): $1,287
Estimated Total Monthly
$15,128
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,521 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $750,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$375,000$375,000▼ $25,000
2024$400,000$292,820—
2023$300,000$266,200—
2022$300,000$242,000—
2021$250,000$220,000—
2020$200,000$200,000—

2025 property taxes (current owner): $6,653/yr

Estimated taxes if purchased at asking price: ~$37,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$1,999,999
  • Jul 10, 2026Active Under Contract$1,999,999
  • Apr 9, 2026Listed$1,999,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $344/sq ft; this home is listed at $553/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4528 Hunterston Lane, Jacksonville, FL 32224Listed by ENGEL & VOLKERS FIRST COASTAug 2026$2,348,500$6204/4.53,78700.8
3974 Chicora Wood Place, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,237,400$3445/4.53,59221.1
12197 Tribute Circle, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCAug 2026$1,124,500$3614/3.53,113421.2
13826 Holland Park Drive, Jacksonville, FL 32224Listed by PURSUIT REAL ESTATE, LLCJul 2026$603,000$2313/2.52,615301.2
5322 Legacy Pines Way, Jacksonville, FL 32224Listed by SUPER SELLERSep 2026$843,750$3154/32,682231.3
12080 Generations Avenue, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSJul 2026$820,000$2784/42,9532931.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,999,999
Price / Sq Ft$553
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,618
Acres0.36 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address4575 Swilcan Bridge Lane N, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionGlen Kernan
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size15,681.6 sq ft
Parcel Number1677329200
ZoningResidential

Amenities

AmenitiesGated
Community FeaturesSidewalks, Restaurant, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchDeck
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedApril 9, 2026
Days on Market92
HOA Fees$2,095 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,652.96
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Glen Kernan

Glen Kernan is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Glen Kernan homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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