This home is in Glen Kernan, Jacksonville.

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Active Under Contract

Active Under Contract·97 days on market·Glen Kernan

4575 Swilcan Bridge Lane N

Jacksonville, FL 32224

$1,999,999$553/sqftEst. $10,645/moMLS# 2139187

Beds

Baths

3,618

Sq Ft

2026

Built

Garage

Pool

About this home

Glen Kernan

A stunning new construction estate within the exclusive, guard-gated community of Glen Kernan. Thoughtfully designed with over 3,600 square feet, this custom residence offers 5 bedrooms, 4+ baths, and refined architectural details throughout. A grand open-concept layout is anchored by a designer chef's kitchen featuring premium appliances, an expansive island, and custom finishes, all flowing seamlessly into elegant living and dining spaces. The private primary suite is a true retreat, complete with a spa-inspired bath and generous walk-in closets. Designed for effortless indoor-outdoor living, enjoy a covered lanai ideal for year-round entertaining. Glen Kernan residents experience resort-style living with a championship golf course, clubhouse dining, fitness center, tennis and pickleball courts, and 24-hour security. Ideally located near the beaches, Mayo Clinic, and Jacksonville's finest shopping and dining, this home embodies elevated North Florida living.

Cost to own

Mortgage calculator

Home Price

$1,999,999

Down Payment: 20%

$400,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$10,103

Principal & Interest: $10,103

Est. Taxes & Insurance: $2,526

Estimated Total Monthly

$12,628

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$10,645

Property taxesest. at asking price, Duval County$3,266

HOAbilled quarterly$698

Estimated total, before insurance$14,609/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $750,000 in January 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$375,000	$375,000	▼ $25,000
2024	$400,000	$292,820	—
2023	$300,000	$266,200	—
2022	$300,000	$242,000	—
2021	$250,000	$220,000	—
2020	$200,000	$200,000	—

2025 property taxes (current owner): $6,653/yr

Estimated taxes if purchased at asking price: ~$39,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,521 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active Under Contract$1,999,999
Apr 9, 2026Listed$1,999,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,999,999

Price / Sq Ft$553

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,618

Acres0.36 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Traditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages4

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryChets Creek

MiddleKernan

HighAtlantic Coast

Community Information

Address4575 Swilcan Bridge Lane N, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionGlen Kernan

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size15,681.6 sq ft

Parcel Number1677329200

ZoningResidential

Amenities

AmenitiesGated

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingDetached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units, Zoned

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

SecuritySecurity Gate