This home is in Seven Pines, Jacksonville.
Active Under Contract·45 days on market·Seven Pines
5322 Legacy Pines Way
Jacksonville, FL 32224
About this home
Seven Pines
*PRICED TO SELL* Why wait to build when you can have better than new? This stunning Duval model offers all the style and craftsmanship of a new build -- plus the convenience and upgrades of a thoughtfully enhanced home. This same model with upgrades is estimated to be $90,000 less than the builder's price. Located on a large corner-lot conveniently located to the neighborhood amenities, this property boasts many features such as; Custom Wood Floors, Quartz Countertops, Open Floor Plan, Custom Kitchen with a Hidden Pantry, Floating Shelves, Tall Ceilings, and a Bonus Office Room! A large covered lanai that conveniently takes you to your massive 3 car garage and that's been pre-plumbed for an outdoor kitchen brings the outside in to enhance the Florida lifestyle. Brand new Vinyl Fence installed and fresh landscaping! Located 5 minutes from the St Johns Town Center and only 10 minutes from the Coast of the Atlantic Ocean, your new dream home awaits.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $729,825 | $729,825 | ▲ $41,657 |
| 2024 | $125,000 | $125,000 | — |
2025 property taxes (current owner): $16,862/yr
Estimated taxes if purchased at asking price: ~$16,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 13, 2026Active Under Contract$859,000
- Jul 27, 2026Price change$859,000−$20,990
- Jul 16, 2026Listed$879,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Seven Pines
Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Seven Pines homes for sale →Listing Courtesy of: SUPER SELLER
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines